Nevadans can rest easy knowing they have a vast array of coverages included in their base-level policy.
Nevada may not lie in tornado alley or be a coastal hurricane hot spot. But that doesn't mean you're immune to all natural disasters. Damage from wildfires, in particular, is a major concern — your state has had nearly 5 million acres burned since 2002, the fifth most in the nation. If an out-of-control blaze ravages your abode, could you afford to rebuild out of pocket?
While you never expect the worst, it does help to prepare for it. Good thing dwelling coverage comes standard on all Esurance home insurance policies in Nevada, helping you rebuild your home and attached structures (garage, deck, etc.) after disasters big and small.
Additional living expense coverage
Sure, on HGTV home repairs happen overnight. But in real life, not so much.
So what are you to do in the (seemingly never-ending) meantime? With homeowners insurance, it's taken care of. If you need to clear out for a while following a covered loss, your policy can help pay for food, accommodations, and other key living costs until you return to your home sweet home. It's just our way of making a stressful time a bit more bearable.
Other standard coverages in Nevada include: