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Nevada residents who bundle their home insurance with auto insurance can save up to 10 percent! Here's how.

nevada homeowners insurance

For homeowners in the Sagebrush State, it's never been simpler to get reliable homeowners insurance that protects your personal property and liability, at or away from home.

Whether you live in Las Vegas, Reno, Henderson, or anywhere in between, home insurance from Esurance offers flexible payment plans and affordable rates. Find out how, with great coverage on your side, you won't be left to foot the bill if a guest is injured on your property, your TV goes missing, or a storm damages your home.

what our customers say


I think you're doing a pretty good job. I'm not computer savvy at all and I'm able to follow your directions to print insurance cards and look around my homeowners policy very easily. Thank you!

— Linda, Nevada


Our rep really took the time to explain each step of the process and was great at following up. She made the process easy and I appreciate her helping my family get our house back together.

— Tommy, Nevada


The entire [claim] process was quickly handled and there was no hassles. It was a truly stress-free experience which is rare nowadays. Thanks Esurance for not letting this turn into a nightmare.

— Iola, Kansas

discounts available in nevada

When it comes to certain Nevada staples — like Area 51 or the rules to craps — a little mystery goes with the territory. When it comes to how to save on your homeowners premium, however, nothing beats crystal clarity.

We offer a bevy of convenient and straightforward discounts in your state, proving that it doesn't always take the luck of the draw in Las Vegas to score some extra cash … just a wise choice in insurance.

New Home discount

It's an exciting time to call this place home! Job opportunities, ample space for development, and below-average home prices help make Nevada one of the fastest-growing states in the U.S.

And setting up shop in the Silver State doesn't just figuratively make you feel like a million bucks. With Esurance, moving to (or within) Nevada can literally help you bank savings. Whether you're a new or longtime resident, if you've recently purchased a new home in Nevada, let our agents know about it and you could be eligible for the New Home discount.

Multi-Policy discount*

Already have Nevada auto insurance with Esurance? When you bundle with a homeowners policy as well, you'll rack up savings with our Multi-Policy discount. Convenient policy management, even more convenient savings. What's not to love?

More ways to save

Can't get enough savings? Get your free quote to find out if you qualify for these other discounts available in your neck of the woods:

  • Claim-Free discount
  • Preferred Buyer discount
  • Home Safety Features discount
  • Smoke-Free discount
  • Future Effective Date discount
  • DIY Inspection discount
  • Welcome Home discount
  • Loyal Customer discount
  • Hail Resistant Roof discount

basic coverages for your NV homeowners insurance

Nevadans can rest easy knowing they have a vast array of coverages included in their base-level policy.

Dwelling protection

Nevada may not lie in tornado alley or be a coastal hurricane hot spot. But that doesn't mean you're immune to all natural disasters. Damage from wildfires, in particular, is a major concern — your state has had nearly 5 million acres burned since 2002, the fifth most in the nation. If an out-of-control blaze ravages your abode, could you afford to rebuild out of pocket?

While you never expect the worst, it does help to prepare for it. Good thing dwelling coverage comes standard on all Esurance home insurance policies in Nevada, helping you rebuild your home and attached structures (garage, deck, etc.) after disasters big and small.

Additional living expense coverage

Sure, on HGTV home repairs happen overnight. But in real life, not so much.

So what are you to do in the (seemingly never-ending) meantime? With homeowners insurance, it's taken care of. If you need to clear out for a while following a covered loss, your policy can help pay for food, accommodations, and other key living costs until you return to your home sweet home. It's just our way of making a stressful time a bit more bearable.

More coverages

Other standard coverages in Nevada include:

beyond the basics: additional coverages available

Homeownership, while rewarding, brings a fair share of risk — from plumbing failures to home injuries to ID theft.

Get peace of mind for all aspects of your life by adding savvy optional protection to your Nevada policy, such as:

Yard and garden coverage

Keeping those azaleas in bloom is hard enough in Nevada when things are going well, let alone after a major mishap. We'll help you get your yard and garden back to pristine condition after a covered loss.

Eco upgrade coverage

On the forefront of the solar energy movement, Nevada is one of our country's greenest states (bravo). At Esurance, we want to help keep the positive trend going. If you add eco upgrade coverage to your policy, we'll replace your energy-inefficient appliances after a covered loss with state-of-the-art ENERGY STAR products.

Even more protection

Start your free online quote to choose from other helpful add-ons, such as electronic data recovery and water backup coverage. Or give us a call at 1-866-439-5633 and speak with one of licensed our agents today.

Related links

Nevada renters insurance
Homeowners aren't the only ones with something to lose. Protect your stuff and yourself if you rent in Nevada.

No cell phones behind the wheel in Nevada
Learn about Nevada's distracted driving laws and the dangers of texting and driving.

Wonder if you could be saving on homeowners insurance?

Get your free quote online.

Or call 1-866-439-5633.