get a nebraska homeowners insurance quote
nebraska homeowners insurance
The Cornhusker State is famous for many things — like miles upon miles of farmland, heavily forested valleys, and grassy, open plains — but high homeowners insurance rates doesn't have to be one of them. With an Esurance policy, you get affordable coverage options and wallet-friendly discounts.
Homeowners insurance protects your home and belongings, covers liability expenses if you're caught in a lawsuit, and even helps tackle medical bills if a guest is injured on your property. Get a free quote for Nebraska home insurance and learn more about our flexible payment schedules and customizable coverage limits.
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discounts on home insurance in nebraska
Wouldn't it be nice if you could save even more on Nebraska home insurance? At Esurance, we think so, too. Whether you own a pad in Lincoln, Omaha, Bellevue, or anywhere in between, we can help you save with an assortment of discounts to help keep money in your wallet (and even put some back!). What's more, our licensed agents are available at these times to answer any of your homeowners questions.
Having everyday safety features like smoke detectors, deadbolt locks, and burglar alarms provide you security and savings. When you help prevent incidents like fire or theft, we reward you with a Home Safety Features discount.
Just as easy, you could get our Preferred Buyer discount simply for getting a policy with us. By remaining a responsible customer and making on-time payments, you'll continue to save with Esurance.
Our other discounts in Nebraska include:
- Smoke-Free discount
- Claim-Free discount
- Welcome Home discount
- Hail Resistant Roof discount
- Future Effective Date discount
- DIY Inspection discount
- Multi-Policy discount*
- Loyal Customer discount
- New Home discount
standard nebraska home coverages
Your home insurance in Nebraska sometimes needs to do more than simply protect the structure of your house. That's why an Esurance policy also covers things like your family's liability, accidental injuries or damages you (or someone on your policy) might be held responsible for, furniture, appliances … the list goes on.
The Cornhusker State — green and serene though it may be — is no stranger to tornadoes, averaging just under 50 annually (the peak months for tornado activity being May and June). Fortunately, if a covered risk like wind, fire, or hailstorm damages your house, your home insurance can help cover the costs to repair or rebuild.
Additional living expense coverage
If a covered loss (like a kitchen fire, for instance) renders your home temporarily unlivable, this coverage will help pay for you to live elsewhere in the meantime. It helps cover your food, hotel bill, and other reasonable expenses for up to 12 months (up to your coverage limit), or until it's safe to move back into your house.
These coverages also come standard with your Esurance home policy:
optional coverages for added protection
When you get a quote for homeowners insurance in Nebraska, you'll see that we also offer many optional coverages to help you get even more protection from your policy.
Building codes coverage
Say your home is damaged by a summer tornado (or another equally disastrous covered incident) and newer codes require rebuilding that costs more than your homeowners insurance covers. This coverage will pay the difference up to your limit.
Esurance also offers more additional coverages to help you get the most protection possible, like identity theft expense coverage, eco upgrade coverage, and additional coverage on jewelry, watches, and furs.
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