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missouri homeowners insurance

Whether you live in Kansas City, Springfield, or St. Louis, the Show Me State has countless historical and cultural attractions for its residents to explore. Now you can get reliable homeowners insurance to help safeguard you and your home in Missouri.

Missouri home insurance helps protect your house and the belongings inside it, and could even pay for guests' medical bills if they're injured at your place. With simple policy management, flexible payment schedules, and 24/7 assistance, you'll have it made in Missouri when you get a free quote for home insurance from Esurance.

home insurance discounts in missouri

Esurance has a variety of homeowners insurance discounts, all intended to save you big.

Welcome Home discount

We'll give you this enticing discount just for choosing Esurance, whether you're coming to us from another insurer or are insuring a newly purchased home. Great savings apply to your first 2 policy terms.

Our other money-saving discounts in Missouri include:

  • Claim-Free discount
  • Smoke-Free discount
  • Preferred Buyer discount
  • Welcome Home discount
  • Future Effective Date discount
  • DIY Inspection discount
  • Loyal Customer discount
  • New Home discount

standard coverages for homeowners insurance

Wherever you live in the Show Me State, you want a policy that protects your largest investment. At Esurance, we want to help you do that and more. That's why Missouri home insurance comes with a wide array of useful coverages, extending far beyond the structure of your home.

Dwelling protection

Missouri averages just over 30 tornadoes a year, with nearly half of them occurring in April and May. With such a high risk of wind-related damage, forgoing insurance could mean paying a fortune out of pocket to repair your home if disaster strikes.

Luckily, home insurance covers wind, hail, fire, and more. It's a good idea to get at least enough dwelling coverage in particular to cover the total cost of rebuilding your home, so you've got the most protection possible.

Your home policy also includes these standard coverages from Esurance:

  • Personal property protection
  • Guest medical protection
  • Additional living expense coverage
  • Other structures coverage

extra coverages for added protection

When you're going through the quote process with us, consider tacking on additional coverages for your home in Missouri to help you get the most from your policy.

Additional coverage on jewelry, watches, and furs

Some of your valuables might need more protection than basic personal property coverage provides. When you get additional coverage for your most prized possessions, you're covered if they're stolen or damaged.

Want more options in the Show Me State? Esurance provides additional coverages like our eco upgrade coverage, building codes coverage, and identity theft expense coverage.

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Wonder if you could be saving on homeowners insurance?

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or call 1-866-439-5633