The Old Line State is a unique place to live, and comes with some unique homeowners concerns. Here are some stats and facts about life in Maryland.
Burglary in Baltimore
There were nearly 2,800 residential burglaries reported in Baltimore in 2014 alone. Good thing homeowners insurance from Esurance is designed to financially protect you in the event of theft and vandalism, among many other hazards.
Personal property protection on your homeowners insurance policy can help pay to replace damaged, destroyed, or stolen belongings after a break-in, while your dwelling protection can cover any property damage done to your home.
Maryland wildfires
In 2015, Maryland suffered a whopping 158 wildfires, burning more than 1,000 acres. If your home ever falls victim to a wildfire, your homeowners insurance can step in to make sure you're not left in financial ruin — even if your home is reduced to cinders.
When determining how much dwelling coverage you should choose for your homeowners policy, be sure to choose high enough limits to fully cover the cost of rebuilding your home from the ground up, should a wildfire or other covered incident destroy your place.
When you get your quote, take advantage of Esurance's home insurance calculator, which provides you with homeowners coverage estimates based on your answers to a few easy questions.