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Maryland residents who bundle their home insurance with auto insurance can save even more! Here's how.

maryland homeowners insurance

Often referred to as "Little America," Maryland is home to a vast variety of landscapes that hold something for everyone — from sand dunes and farmland, to beaches and forests. And much like the offerings of your splendid state, Esurance offers a vast variety of customizable coverages and discounts to help suit your individual needs.

When you get a quick, free quote for homeowners insurance in Maryland, we're confident you'll see all the benefits that come with joining the Esurance family.

what our customers say

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I think you're doing a pretty good job. I'm not computer savvy at all and I'm able to follow your directions to print insurance cards and look around my homeowners policy very easily. Thank you!

— Linda, Nevada

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Our rep really took the time to explain each step of the process and was great at following up. She made the process easy and I appreciate her helping my family get our house back together.

— Tommy, Nevada

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The entire [claim] process was quickly handled and there was no hassles. It was a truly stress-free experience which is rare nowadays. Thanks Esurance for not letting this turn into a nightmare.

— Iola, Kansas

maryland homeowners insurance discounts

With all the awesome things that Maryland residents can spend their hard-earned cash on — like lighthouse tours, Ravens games, and nice crab dinners — why waste it on overpriced homeowners insurance?

Luckily, Esurance offers a ton of discounts designed to save you cash on your homeowners premium. Here's a sampling:

Future Effective Date discount

It might be a mouthful, but the Future Effective Date discount is actually quite simple. You'll qualify for this money-saver when you set your policy to start at least 7 days after you've purchased it. That way, you'll have time to make sure everything's in order and you'll score significant savings.

Multi-Policy discount*

Already have an Esurance auto policy? When you bundle it with your homeowners insurance, you'll automatically qualify for our Multi-Policy discount. What better way to manage both policies in one place — and save while you're at it?

The savings don't stop there — Maryland residents can also look forward to these homeowners insurance discounts from Esurance:

  • Welcome Home discount
  • Loyal Customer discount
  • New Home discount
  • Claim-Free discount
  • DIY Inspection discount
  • Hail Resistant Roof discount
  • Storm Shutter discount
  • Smoke-Free discount
  • Home Safety Features discount

Discounts are subject to eligibility. If you're an Esurance policyholder and have questions about your Maryland homeowners insurance discounts, give us a call at 1-800-ESURANCE (1-800-378-7262). Our agents are here to help 24/7.

basic homeowners insurance coverages in maryland

No stranger to destructive thunderstorms, tornadoes, hurricanes, snowfall, and heavy rain, Maryland residents deserve well-rounded homeowners insurance that they can count on. Cue Esurance, with our huge suite of customizable coverage options designed to give you financial ease if life takes a turn for the worse.

Personal property insurance

If valued belongings like furniture, rugs, electronics, appliances, and clothing are destroyed after a covered incident like a windstorm or fire, the personal property insurance on your homeowners policy can help pay to replace them.

Family liability protection

Say a guest is injured on your property, or your dog bites a passerby while you're out on your evening walk. Liability coverage can help pay for accidents you're deemed financially responsible for, and can even pay for your legal defense if someone decides to sue.

Here are some other standard coverages that help protect you, your family, and your home.

additional coverage options in the old line state

On top of standard coverages that make up the foundation of your homeowners insurance, Esurance also offers a handful of optional coverages so you can craft a policy that best suits your life.

Identity theft expense coverage

For just $3 a month (or $4 for 2 people), identity theft insurance will provide you with access to your annual credit report and score, help from a dedicated ID theft advisor, and monthly credit file monitoring if you ever fall victim to identity theft. Esurance offers up to $10,000 worth of coverage to help repair damage done to your name and reputation.

Other optional coverages include:

maryland stats and facts

The Old Line State is a unique place to live, and comes with some unique homeowners concerns. Here are some stats and facts about life in Maryland.

Burglary in Baltimore

There were nearly 2,800 residential burglaries reported in Baltimore in 2014 alone. Good thing homeowners insurance from Esurance is designed to financially protect you in the event of theft and vandalism, among many other hazards.

Personal property protection on your homeowners insurance policy can help pay to replace damaged, destroyed, or stolen belongings after a break-in, while your dwelling protection can cover any property damage done to your home.

Maryland wildfires

In 2015, Maryland suffered a whopping 158 wildfires, burning more than 1,000 acres. If your home ever falls victim to a wildfire, your homeowners insurance can step in to make sure you're not left in financial ruin — even if your home is reduced to cinders.

When determining how much dwelling coverage you should choose for your homeowners policy, be sure to choose high enough limits to fully cover the cost of rebuilding your home from the ground up, should a wildfire or other covered incident destroy your place.

When you get your quote, take advantage of Esurance's home insurance calculator, which provides you with homeowners coverage estimates based on your answers to a few easy questions.

Related links

Maryland car insurance
See how much you could start saving today when you get a fast, free quote for Esurance auto insurance in Maryland.

6 tips to prevent home burglary
From Baltimore and beyond, it's important to do everything you can to prevent home break-ins.

Wonder if you could be saving on homeowners insurance?

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