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Indiana residents who bundle their home insurance with auto insurance can save even more! Here's how.

indiana homeowners insurance

Hoosiers know that Indiana is much more than popcorn, sliced bread, and a gorgeous landscape (though what's not to love about all of that?). At Esurance, we think so too, which is why we're pleased as sugar cream pie to provide homeowners insurance in Indiana.

Whether it's protection for your dwelling itself or the personal belongings you keep inside, we provide customizable options and a flexible payment schedule so you can get a policy tailored to you and your pad. Get a home insurance quote and enjoy affordable coverage from Esurance in the Hoosier State.

discounts in the hoosier state

What's better than an affordable policy? Well, racking up savings as you go through the quote process. Check out some of our discounts on Indiana home insurance.

Multi-Policy discount

You'll qualify for our Multi-Policy discount just for having another Indiana policy with us (like motorcycle insurance or car insurance) in addition to your homeowners coverage from Esurance.

Other discounts for homeowners in Indiana include:

  • Loyal Customer discount
  • DIY Inspection discount
  • Claim-Free discount
  • Home Safety Features discount
  • Smoke-Free discount
  • Welcome Home discount
  • Preferred Buyer discount
  • Hail Resistant Roof discount
  • Future Effective Date discount
  • New Home discount

coverages that come standard in indiana

Sometimes your homeowners insurance needs to go the extra mile, providing protection for more than just the structure of your home. That's why an Esurance policy covers your personal belongings, accidental injuries or damages you (or someone on your policy) might be held responsible for, and more.

When you get a quote for homeowners insurance in Indiana, you'll see a variety of coverages that come standard with your policy.

Dwelling protection

Living in a land of tulip trees and peonies makes Indiana an ideal place to call home … most of the time. Seasonally, the Hoosier State has its share of icy winters and sticky summers — not to mention an average of 22 tornadoes a year. If a covered risk like hail, wind, or even fire damages your home, your policy can help repair or rebuild it without breaking into your savings.

How much dwelling protection is right for your home? It's a good idea to get at least enough coverage to cover the total cost of rebuilding your house. You can also increase your coverage limit if you'd like.

Other structures coverage

In a state that's prone to tornadoes, your house isn't the only structure on your property that could suffer some serious damages. This coverage offers protection for structures not attached to your house, like a gazebo or carport.

Other coverages that come standard with a Hoosier State home policy include:

  • Personal property protection
  • Additional living expense coverage
  • Guest medical protection
  • Family liability protection

additional coverage options in indiana

What about specialty items or valuables that could use a bit more coverage than your standard policy provides? With an Esurance policy, you're able to tack on additional coverages, too.

Additional coverage for jewelry, watches, and furs

Certain valuables in your home might need more protection than basic personal property coverage provides. Whether you have furs in the basement or hand-me-down pearls in a jewelry box, you can opt for high-limit coverage for your more precious possessions.

Eco upgrade

If an energy-inefficient appliance is damaged or destroyed in a covered incident, this coverage will help you upgrade to an ENERGY STAR qualified product.

We also offer additional optional coverages to help you get the most from your policy, like identity theft expense coverage, building codes coverage, and even home day care coverage.

Related links

Shopping for homeowners insurance
Check out the 7 questions you should ask before buying a policy for your home.

Home fire safety
Smoke alarms are a no-brainer for a safe household. But do you know where to install yours and how often to change the batteries?

Wonder if you could be saving on homeowners insurance?

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or call 1-866-439-5633