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idaho homeowners insurance

Owning a home in Idaho and creating your unique vision for Gem State living is a truly great feeling. Having that shimmering vision sandblasted to dust by unforeseen damage, burglary, or legal trouble? Not so great. Good thing Idaho home insurance is there to help protect your most treasured of investments.

When you get a free quote for home insurance in Idaho, you'll get access to a wide range of coverages and a flexible payment schedule, so you can protect your home and much more.

discounts on idaho home insurance

Idaho is more than spectacular spuds, ghost towns, and hot springs (though those are all fantastic) — it's also the place you call home. That's why we make it affordable to protect your roots in Boise, Nampa, and beyond with a variety of discounts to help you keep more money in your pocket.

Simply for joining the Esurance family, we'll give you savings on your premium for the first 2 policy terms with the Welcome Home discount.

Is your house equipped with common safety features like burglar alarms or deadbolt locks? If so, you'll score our Home Safety Features discount.

Other discounts include:

  • DIY Inspection discount
  • Loyal Customer discount
  • Multi-Policy discount
  • Smoke-Free discount
  • Claim-Free discount
  • Preferred Buyer discount
  • Hail Resistant Roof discount
  • Future Effective Date discount
  • New Home discount

standard home coverages from esurance

What makes your home unique isn't really a finished basement or half-bath — it's your family, the friends you host from time to time, and the things you keep there. A policy from Esurance protects all of that and more.

Additional living expense coverage

Let's say a fire in your kitchen gets out of hand while you're cooking dinner one night and renders your house temporarily unlivable. If you're forced to seek shelter elsewhere while home repairs are made, your policy will cover food, your hotel bill, and other reasonable expenses for up to 12 months, or until it's safe for you to move back in.

Dwelling protection

Living in Idaho, you can expect a couple of tornadoes a year, which could take a toll on your house. The good news is that your policy protects you from damages due to hurricanes, tornadoes, and other weather-related disasters, so you're not left footing the bill if a twister does serious damage.

Our other standard home coverages in the Gem State include:

  • Personal property protection
  • Guest medical protection
  • Family liability protection

more protection with optional coverages in idaho

While you're breezing through the quote process, you might want to consider getting additional coverage for your Esurance policy.

Identity theft expense coverage

According to the Federal Trade Commission, 2012 saw a 37 percent increase in identity theft in the Gem State. ID theft cases only rose by 30 percent in the U.S. in the same year, so Idahoans have good reason to be on their guard against having their identities stolen.

Fortunately, for just $3 a month ($4 for 2 people), this coverage provides you with an annual credit report and score, monthly credit file monitoring, and a dedicated ID theft advisor.

Consider opting for other additional coverage options from Esurance too, like building codes coverage, eco upgrade, and additional coverage on jewelry, watches, and fur.

Related links

Roof maintenance tips
Help your roof age gracefully with these simple maintenance tips for DIY homeowners.

How to prevent house fires
Find out how to reduce your risk and what to do in the event of a fire at home.

Wonder if you could be saving on homeowners insurance?

get your free quote online

or call 1-866-439-5633