get a georgia homeowners insurance quote
georgia homeowners insurance
Whether you enjoy the state's rich history, its first-rate peaches and pie, or its lush flora and fauna — there are plenty of reasons to love owning a home in the Goober State. And to help you get the most out of your lovely locale, Esurance offers reliable, affordable Georgia homeowners insurance.
Be sure to get a quick, free quote for homeowners insurance in Georgia to help protect your home, belongings, and personal liability in case life ever takes a turn for the worse.
"Best of Service"
"The customer staff are very caring. They answer questions promptly and have helped in all my inquiries."
— Linda K.
"Beat all other pricing while not making me sacrifice my personalized coverage."
— Douglas F.
discounts in the peach state
Georgia is known for its verdant landscape, and at Esurance, we appreciate the greener things in life too — like helping you keep a little extra cash in your wallet with some Georgia homeowners insurance discounts.
Home Safety Features discount
By having safety features like smoke and carbon monoxide detectors, fire sprinkler systems, and burglar alarms, you'll have greater peace of mind and score savings with our Home Safety Features discount. And the more safety features you have, the more you'll save.
Our other discounts for Georgia homeowners include:
- Welcome Home discount
- Smoke-Free discount
- Claim-Free discount
- Hail Resistant Roof discount
- Preferred Buyer discount
- DIY Inspection discount
- Future Effective Date discount
- Loyal Customer discount
- New Home discount
- Storm Shutter discount
standard georgia homeowners insurance coverages
In 2015 alone, the Peach State experienced 938 thunderstorms, 115 hailstorms, and 25 tornadoes. Luckily, reliable homeowners insurance in Georgia provides financial protection in case a major storm (or other covered incident) damages or levels your house. Learn more about some of the coverages that come standard on your homeowners policy.
If your home suffers a fire, theft, or hail damage, the dwelling protection in your homeowners insurance can help pay to repair or replace it. It's essential that you choose high enough dwelling coverage limits to completely cover the cost of rebuilding your house from the ground up, should the worst happen. Take advantage of Esurance's home insurance calculator, which provides you with coverage estimates based on your answers to a few simple questions.
Personal property insurance
Think about all the great belongings that make your house feel like home — from fancy rugs, to electronics and appliances, to furniture, antiques, and more. Should you experience a major loss, personal property insurance on your homeowners policy can help you repair or replace destroyed belongings so you're not left footing the bill.
More standard coverages
additional coverage options in georgia
Georgia residents deserve dependable insurance that they can customize to their own individual needs. That's why Esurance offers these optional homeowners protections — so you can craft a policy that feels right for you.
Building codes coverage
If your home is damaged and local city ordinances or building codes require that you rebuild your home according to more stringent — and expensive — guidelines, having building codes coverage on your homeowners insurance can help pay for the difference. At Esurance, you can set this coverage limit at 5 to 20 percent of your dwelling coverage limit, so you can have the peace of mind that comes with full financial protection.
Other homeowners coverage options in Georgia
When you get your quote, don't forget to ask about these additional options for your homeowners policy:
- Increased building structure coverage
- Additional coverage on jewelry, watches, and furs
- Identity theft expense coverage
- Fair rental income protection
- Home day care coverage
- Extended premises coverage
Car insurance in the Peach State
Now that you've covered your home, be sure to check out Esurance auto insurance in Georgia — and get a quick, free quote while you're at it!
Hidden valuables in your home: what is my stuff worth?
It's important to calculate the replacement cost of your home's contents in case they suffer damage from a covered incident like a windstorm or fire.