By outfitting your Florida homeowners insurance with essentials like dwelling coverage and personal property insurance, and the added benefit of loss of use coverage, you'll be ready to handle just about any type of damage your state throws your way.
Although Esurance doesn't offer Florida homeowners insurance, we can still help you tailor a reliable policy with straightforward terms from our trusted partner. Just start your free quote here, and you're on your way to peace of mind in the Panhandle on down.
"The customer staff are very caring. They answer questions promptly and have helped in all my inquiries."
— Linda K.
"Beat all other pricing while not making me sacrifice my personalized coverage."
— Douglas F.
Mother Nature may smile on Florida with plenty of warmth and sunshine, but she can also throw in some scenarios that make homeownership trying. Risks like torrential rain, tornadoes, and sinkholes are as much a part of life in Florida as football and flyswatters. And if the worst happens and your home is destroyed, you don't want to face the prospect of rebuilding out of your own pocket.
Thankfully, no matter which county you call home, Florida home insurance can put your mind at ease. A basic policy in your state from an Esurance partner will provide, among other options, dwelling coverage to help handle the cost of repairing damage to your home and personal property insurance to help replace damaged or stolen valuables.
You can also select from a slew of optional coverages that give you even more confidence, such as identity theft protection, water backup coverage, or liability insurance for dog bites. You'll be able to start customizing the perfect policy for you when you get your free quote.
Usually yes. It depends on the terms of your mortgage, but if you'll be financing your home, your lender typically requires a certain amount of homeowners insurance.
Depending on your insurer, there are usually easy ways you can score homeowners discounts and lower your rates — from installing a fire sprinkler to retiring in the Sunshine State.
Saving on your rates is great, but it's even better when it comes from doing something practical, like deterring home intruders.
Burglary is no small issue in Florida, especially in Miami-Dade County. An FBI study found Miami to be one of the ten worst cities for property crime in the nation, with over 4,000 cases reported in 2012 alone. That's why installing a central burglar alarm in your home is one of the savviest ways to secure your Florida castle, on top of being a convenient way you could net a discount with our partner.
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