Mother Nature may smile on Florida with plenty of warmth and sunshine, but she can also throw in some scenarios that make homeownership trying. Risks like torrential rain, tornadoes, and sinkholes are as much a part of life in Florida as football and flyswatters. And if the worst happens and your home is destroyed, you don't want to face the prospect of rebuilding out of your own pocket.
Thankfully, no matter which county you call home, Florida home insurance can put your mind at ease. A basic policy in your state from an Esurance partner will provide, among other options, dwelling coverage to help handle the cost of repairing damage to your home and personal property insurance to help replace damaged or stolen valuables.
You can also select from a slew of optional coverages that give you even more confidence, such as identity theft protection, water backup coverage, or liability insurance for dog bites. You'll be able to start customizing the perfect policy for you when you get your free quote.
Is homeowners insurance mandatory?
Usually yes. It depends on the terms of your mortgage, but if you'll be financing your home, your lender typically requires a certain amount of homeowners insurance.