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Alabama residents who bundle their home insurance with auto insurance can save even more! Here's how.

alabama homeowners insurance

Owning a home is the American dream for many Alabamans … until major damage occurs, that is. Luckily, we at Esurance know a good solution to homeownership pains: backing up your largest and proudest investment with Alabama homeowners insurance.

Start your free Esurance quote to begin tailoring your ideal policy — with dwelling coverage to rebuild your home, liability insurance for you and your family, personal property protection for your belongings, and more.

’bama bargain: discounts to lower your rates

Did you know it was actually Mobile (and not New Orleans) that gave the U.S. its first ever Mardi Gras celebration? We intend to keep the good times rolling by providing Alabama homeowners with a range of discounts that's as eclectic (and seemingly never-ending) as any parade.

DIY Inspection discount

From fixing the car to fashioning an emergency gator trap, Alabamans can appreciate a good DIY project. And now you can get rewarded for it, too. Simply provide proof of a home appraisal you've had done on your home within the past year to enjoy lower rates on your insurance policy.

Multi-Policy discount

Do you already have Alabama car insurance with us? By bundling your home and auto coverage, you could nab lightning-fast savings on both policies.

More savings in Alabama

You could qualify for these additional discounts when you get an Esurance quote for your Alabama house:

  • Good Claims History discount
  • Preferred Buyer discount
  • Smoke-Free discount
  • Home Safety Features discount
  • Hail Resistant Roof discount
  • Future Effective Date discount
  • New Home discount
  • Storm Shutter discount
  • Loyal Customer discount
  • Welcome Home discount

alabama home insurance: standard coverages

An Esurance policy gives Alabamans peace of mind. Our standard plan provides coverages to help secure your home, family, and finances.

Dwelling protection

Alabama trails only Oklahoma when it comes to EF5 tornadoes (the largest and most intense of all twister types). Yet even amid such intimidating risk, home insurance can help put your mind at ease. Dwelling protection, included on all Esurance policies, kicks in to reimburse you the rebuilding cost of your home (up to your limits) in case a windstorm or other covered peril leaves your place destroyed or damaged.

Personal property protection

Even if you don't have expensive jewelry or gallery-grade artwork, you'd be surprised how worthwhile personal property protection can be. For example, that hand-woven rug or family heirloom lamp could easily be worth hundreds or more. Esurance helps makes sure your valuables — be they prized belongings or hidden treasures — are protected from theft and damage.

Other included coverages

Standard Alabama homeowners insurance from Esurance also comes with:

  • Additional living expense protection
  • Guest medical protection
  • Family liability protection
  • Other structures protection

optional coverages in alabama

While a standard policy covers a lot, there are likely still some unique aspects of your home — from your pristine orchid garden to your state-of-the-art golf cart — that you want protected. Not to worry: our wide array of optional coverages lets you build a flexible policy unique to your life.

Identity theft expense coverage

Rather than your engagement ring or flatscreen TV, what many thieves want is something even more personal: your identity. Thankfully, identity theft expense coverage from Esurance can help reimburse the cost of restoring your good name if a thief ever gets their hands on it.

And that's only the tip of the proverbial Yellowhammer. We have tons of other coverages to choose from when you get your quote in Alabama, including home day care coverage, additional protection for sporting equipment or jewelry, and much more.

Related links

Alabama car insurance
Stay current on driving laws and insurance requirements in your neck of woods.

Protecting your home from termites
Learn how to keep these Southern-centric pests out of your Alabama abode.

Wonder if you could be saving on homeowners insurance?

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or call 1-866-439-5633