If you're part of a condo building in West Virginia, surprisingly, your homeowners association (HOA) master insurance policy doesn't cover as many mishaps as you'd hope. While incidents to the outside of your building and common areas are typically taken care of, issues regarding your unit, your belongings, and your liability are usually left up to you.
Thankfully, there's condo insurance in case:
- A kitchen fire breaks out in your unit while you're cooking dinner
- A burglar makes off with your high-priced jewelry or electronics
- Someone gets injured visiting your place and sues you for the medical bills
And those are just a few possible scenarios. To make sure you have protection for your finances and peace of mind for you and your loved ones, there's no substitute for reliable condo insurance.