get a south carolina condo insurance quote

or call 1-866-439-5633

Or call 1-866-439-5633.

south carolina condo insurance through an esurance partner

In a home state, you want thrills and inspiration around every corner. From your condo insurance, however, you want the opposite: no surprises of any kind. At Esurance, we'll help you find reliable South Carolina condo insurance you know will always be there in a pinch.

We don't currently offer our own condo insurance in South Carolina. But when you get a free quote from our trusted partner, you'll have access to solid coverages — like liability protection, dwelling coverage, and loss assessment insurance — all at an affordable rate (hey, some insurance surprises are still good, right?).

condo coverage in south carolina

Your condo policy can help cover risks that your HOA insurance might not, like additional living expenses if a disaster like a fire forces you to stay elsewhere while repairs are made. Here are a few other ways condo insurance helps better protect you and your home:

  • If a common area like a pool or lobby is damaged, you and your fellow condo owners typically pitch in to pay for the repairs. But with condo insurance, your share of the repairs are covered.
  • Say you or someone on your policy accidentally injures someone during a stroll on the Myrtle Beach Boardwalk. Fortunately, your policy helps cover their medical bills and even your legal fees (if the injured party decides to sue).
  • It's a sad thought, but if your condo is burglarized, can you afford to replace all of your valuables? Luckily, condo insurance covers damaged or stolen items, so you don't have to shell out a fortune to recover from a hardship.

potential savings in the palmetto state

What's better than a South Carolina day spent seaside? Knowing your condo is safe and sound at a price that works for you. And depending on your condo insurer, you could save even more by qualifying for a variety of discounts. For instance, if you install a central burglar alarm or have other safety features like smoke alarms or deadbolt locks, you might save on your premium.

condo living vs. owning a house in SC

South Carolina is known for its small-town feel and historical significance, just 2 more reasons — 3, if you count the beaches — to own a condo in your state. But with its cozy vibe comes its harsh weather counterpart: an average of 27 tornadoes a year.

But while homeowners have to protect the entire structure of their property, condo owners are only responsible for their units and the things inside. So between your HOA's master policy (which protects the building) and your condo insurance (which protects your unit's interior and your electronics, appliances, and more), you can enjoy life in South Carolina without worrying about wind-related damage.

Get a quote to see how surprisingly painless insurance can be

or call 1-866-439-5633

Or speak with a licensed agent at 1-866-439-5633.