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north dakota condo insurance through an esurance partner

From tornadoes in the summer to blizzards in the winter, North Dakota condo owners have a lot to pay attention to when it comes to protecting their property. Fortunately, Esurance can help you find affordable condo insurance that can pay repair or replacement bills if your valuables are damaged or stolen, safeguard against risks that your Homeowners Association (HOA) insurance might not cover, and more.

Simply get a free North Dakota condo insurance quote through us to see how reliable coverage from our partner can give you the financial protection you need if things in the Peace Garden State ever take a turn for the worse.

condo coverages in ND through esurance

In addition to repairing or replacing your furniture, electronics, clothes, and more following theft or damage, condo insurance helps protect you in ways your HOA's master policy typically doesn't. Here are just a few examples:

  • If a blizzard breaks a window in your unit — and to add insult to injury, ruins your couch — your condo insurance pays to repair the window and possibly even replace your damaged couch
  • Say a kitchen fire gets out of hand and renders your condo temporarily unlivable. How do you afford to live elsewhere in the meantime? Fortunately, a condo policy pays for additional living expenses like a hotel and meals.
  • If you set out to have a nice day with your family at the Fargo Air Museum but accidentally injure someone in the gift shop, your condo insurance pays for their medical bills and even your legal fees if you're sued

potential savings on your condo policy

While condo insurance is generally very affordable — considering your policy only needs to protect your unit's interior and your belongings, not an entire building — it doesn't hurt to be able to save a little more in North Dakota. Depending on your condo insurer, you could save on coverage if your condo building is equipped with a central fire alarm system or wind-resistant features.

protection beyond your HOA in north dakota

Though a first snowfall or a breezy summer day are part of what make North Dakota heavenly, it's the extremes that can harm residents of the Peace Garden State. In fact, North Dakota averages 32 tornadoes a year, with the season peaking in June.

While your HOA is responsible for repairing exterior damage and making sure your building's in tip-top shape, their insurance doesn't extend to your unit's interior. Good thing your personal condo insurance has you covered in case, say, an icicle breaks a window or a burst pipe floods your bathroom.

Wonder if you could be saving on condo insurance?

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or call 1-866-439-5633