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louisiana condo insurance

Whether you live in Baton Rouge, New Orleans, or anywhere in between, owning or renting a condo in Louisiana is a delightful mix of diverse, urban culture and down-home country comfort. To help you get the most out of the Bayou State, we can help you find Louisiana condo insurance for your place.

Coverage for your condo doesn't stop at its structure — it also protects the things you keep there, your guests, and much, much more. So get your free Louisiana condo insurance quote through Esurance and acquire reliable condo insurance from our trusted partner.

bayou state coverage through esurance

Sometimes disaster strikes, even at home where we feel safest. Fortunately, condo insurance ensures you're not stuck paying out of pocket for replacement expenses if a thief steals a precious heirloom while you're out exploring or if a variety of other risks befall you and your condo in Louisiana.

Here are a couple of ways your policy helps get you back on your feet and keeps your finances secure.

Shelter if you need it

Say a kitchen fire gets out of hand, spreads, and renders your condo temporarily unlivable. Your Homeowners Association (HOA) coverage isn't responsible for footing the bill for your hotel, meals, or any other everyday living expenses you might incur while repairs are being made. But condo insurance does just that, covering those costs until it's safe for you to return to your unit.

Personal liability protection

If you accidentally injure someone at a high-stakes Saints game or run over their barbecue in the parking lot afterwards, condo insurance not only pays for their medical bills or the damage to their property but it also covers your personal liability — meaning your legal fees are paid for if an unfortunate accident turns into a lawsuit.

ways to save on protection in louisiana

If you're hoping to save on your condo policy, you may be in luck. Depending on your condo insurer, you could qualify for an assortment of discounts intended to knock a bit off your premium. For instance if your building has a central fire alarm or you live in a gated community that requires a security code to enter, you could be rewarded with savings on your policy.

Wonder if you could be saving on condo insurance?

get your free quote online

or call 1-866-439-5633