Does your homeowners association insurance cover your belongings? Who insures your appliances? What happens if there's damage to a building common area? Thankfully, we at Esurance know a thing or two about condo insurance and the unique coverages that go along with it.
Shelter from the storm
Twenty-three tornadoes hit Alabama in 2014, causing roughly 177 miles' worth of damage. Luckily, if a covered incident like a strong windstorm damages your personal belongings, condo insurance helps pay to replace or repair your things.
In addition to covering damages, a condo policy also covers stolen belongings. It's a terrifying concept, but if ever your condo is burglarized, you can rest assured knowing that at least the cost of replacing your things is covered by insurance.