what does classic car insurance cover?

Your classic car gets preferential treatment around your garage — shinier wax, rarer parts, even gentler horn-honking. So why would you leave your chrome-swaddled baby vulnerable to the wrong insurance? Check out the types of classic car insurance coverage you can select for your policy.

Trusty coverage options you can use to protect your classic car

coverage for your classic or collector vehicle

We partner with Hagerty to give your ride the best protection possible. In addition to standard car insurance coverages, you can add specially designed coverage for your rare beauty.

Guaranteed Value™ coverage

Instant new purchase coverage

Auto show medical reimbursement

Spare parts coverage

Hagerty Drivers Club™

Motorcycle safety equipment coverage

even more coverage options

Here are some separate coverages available to help you enjoy (and protect) all the fun parts of car collecting.

Automotive tools coverage

Automobilia coverage

Traveling collector coverage

Vehicle under construction endorsement

available total loss coverages

A standard daily driver policy that includes comprehensive and collision coverage generally gives you 3 options for total loss protection: market value, agreed value, and total loss replacement/purchase price. Each of these determines the amount you'll receive in the event of a total loss.

Market value

Agreed value

Total loss replacement/purchase price

Wonder if you could be saving on classic car insurance?

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