The Badger State is known for a lot of things — delicious cheese, the Green Bay Packers, and a wealth of outdoor activities, to name a few — but high auto insurance rates don't need to be one of them. In fact, Esurance offers affordable car insurance in Wisconsin, plus an easy-to-use website and 24/7 claims service.
When you get your personalized quote for Wisconsin car insurance, CoverageMyWay® can help prioritize coverage options based on the info you provide, empowering you to make smart choices with protection.
"The customer staff are very caring. They answer questions promptly and have helped in all my inquiries."
— Linda K.
"Beat all other pricing while not making me sacrifice my personalized coverage."
— Douglas F.
Whether you live in Milwaukee, Madison, Green Bay, or beyond — we like to consider ourselves the big cheese when it comes to saving Wisconsin residents some cash on their car insurance. Here are some of our unique discounts:
Now, for Wisconsin residents, protecting your valuables can be just as simple as protecting your car. With our Renters Plus discount, you could save the money the smart way on your car insurance by adding renters coverage to your policy.
Esurance discounts may vary. If you're already an Esurance policyholder and have questions about your discounts in Wisconsin, call us at 1-800-ESURANCE (1-800-378-7262).
Drivers in Wisconsin are required to carry liability insurance, which helps pay for others' medical expenses and property repair costs if you're found at-fault in an incident. Your state requires at least the following limits:
The following protection options from Esurance can broaden the financial safeguarding you get from your Wisconsin auto insurance policy:
Car insurers in Wisconsin are allowed to use credit reports as a rating factor.
If a company denies coverage based on your credit, you have the right to request a free copy of the report they viewed to verify the information it contains. The insurer will give you the address and phone number of the credit agency where you can obtain the report.
Other factors that insurers often take into consideration when determining your car insurance rate include:
Failure to show proof after accidents or at traffic stops can result in a fine of $10. Driving a car that's altogether uninsured can lead to a fine up to $500.
Just another reason for Wisconsin drivers to choose Esurance, our innovative mobile app provides 24/7 access to car insurance ID cards, policy documents, and more. Which is pretty cool, since Badger State law allows drivers to pull up proof of insurance on their smartphones if they ever get pulled over.
Wisconsin is a tort-based state that uses the comparative negligence system. This means that drivers can sue for post-accident damages if another motorist was more than 50 percent at-fault for the incident. The amount you can recover is partially based on your own percentage of fault.
According to the Insurance Research Council, 11.7 percent of Wisconsin drivers were uninsured in 2012, slightly lower than the U.S. average of 12.6 percent.
Wisconsin has among the highest frequency of deer-related car accidents in the nation. In fact, according to Wisconsin's Department of Transportation, collisions with deer account for about 15 percent of all total car accidents.
Comprehensive coverage can offer financial protection from animal-related accidents and more.
Milwaukee car insurance
Get important info for Milwaukee drivers and see how much you could save when you get a fast, personalized car insurance quote from Esurance.
Brush up on winter driving tips
Be ready when Wisconsin's lush farmlands turn to frozen tundra.