affordable car insurance in virginia
You can't drive far in Virginia before encountering an iconic landmark or monument of American history — the first English settlement in Jamestown, the birthplace of one of 8 presidents, wild ponies roaming freely on Assateague Island, or infamous battle sites from the Civil War, just to name a few. Before you head out to explore the wealth of history in Old Dominion, be sure you're protected with the right Virginia car insurance.
Esurance can provide car insurance quotes for a policy that meets (at least) the minimum Virginia auto insurance requirements, which consist of liability and uninsured/underinsured motorist coverage. State law requires that you have car insurance before registering a vehicle and purchasing license plates (even in the case of antique cars), or you may be fined $500 and/or lose your drivers license. Fortunately, you can give proof of your insurance digitally on your smartphone. (Plus, you can use Esurance's free mobile app for 24/7 access to ID cards and policy documents too. How's that for convenience?)
However, if you don't have car insurance in Virginia, you can pay the state an uninsured motorist fee of $500 a year. Paying this fee allows you to drive legally and register your car, but it doesn't provide any financial protection in the event of an accident. Instead of going without, look to Esurance for competitive quotes and a range of discounts that make Virginia car insurance rates affordable.
Virginia drivers should keep a few more things in mind before embarking on historic road trips: Special restrictions for teen drivers include a curfew, limits to the number of passengers they may have in the vehicle, and a ban on mobile phone use. And be advised that having a radar detector in your car is illegal in Virginia — even if it's turned off or doesn't work.
Finding a car insurance estimate from Richmond to Virginia Beach is easy with Esurance's CoverageMyWay®. Use it to compare rates online — including "full coverage" (comprehensive and collision coverages) and basic liability insurance — and meet Virginia car insurance requirements.