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san antonio car insurance

Historic landmarks galore, the city's famous River Walk, and tacos for breakfast, lunch, and dinner — what's not to love about San Antonio? Whether you prefer the bustle of a thriving metropolis or the slower pace of a small town, the Alamo City is a wonderful place to put down roots.

This isn't our first rodeo — at Esurance, we know how to wrangle savings and engage innovative technology. Get your personalized quote and let CoverageMyWay® help you choose insurance coverage options that make sense for you — it's the smart route to protection and savings.

san antonio auto insurance discounts

We're confident that our unique set of discounts (on top of already-affordable coverage) will give San Antonio motorists something to remember.

Multi-Policy discount

As a way of saying thanks for trusting us with your insurance needs, you'll automatically qualify for this money-saver when you maintain more than one policy (like auto and motorcycle insurance) with Esurance.

Safety Device discount

You can save up to 33 percent on certain coverages simply for having a vehicle that has approved, factory-installed safety features like automatic seat belts. And the more the merrier! For instance, if you have both side and dual-front airbags, you could save even more.

Claim-Free discount

Everyone on the road benefits from responsible driving, and now you can get a discount for it too. If all the drivers on your policy have gone at least 5 years without an at-fault accident claim or DUI/DWI conviction (and no lapses in coverage) you stand to save.

Fast 5® discount

Save 5 percent on your first-term premium simply for starting your personalized quote online.

If you already have an Esurance policy and have questions about discounts, feel free to give us a call 24/7 at 1-800-ESURANCE (1-800-378-7262).

required coverages in san antonio

Liability insurance helps protect you if you're found at fault in an accident that causes property damage and/or bodily injury to another driver.

Lone Star State drivers must carry at least the following limits:

  • $30,000 of bodily injury liability per person
  • $60,000 of bodily injury liability per incident
  • $25,000 of property damage liability per incident

These are just the legal requirements — you can always opt for higher limits when you get your quote (or change them at virtually any time during your policy term).

optional coverages

Adding extra protections to your car insurance policy — like towing and labor if you're caught in a roadside bind — can provide increased security and peace of mind if you ever need to file a claim.

Comprehensive and collision

Whether a thief steals your ride or you accidentally rear-end someone, these coverages can come to your aid.

CarMatch Rental Coverage®

If you get into an accident or your car is stolen, we'll hook you up with a rental vehicle (similar to your own in size and class) while yours is getting repaired or replaced. You'll need comprehensive and collision coverages on your policy to add this protection.

Medical payments

This can help pay hospital bills and other accident-related medical expenses for you and your passengers, regardless of fault in a covered incident.

Have questions or want to learn more about your coverage options? Check out our auto insurance coverages page.

e-star® repair shops

After an accident, you want to get back on the road and move on with your life, good as new. That's why Esurance has secured a huge network of trustworthy repair shops in San Antonio that offer guaranteed repairs for the entire time you own your car. Plus, you can take advantage of our innovative RepairView® tool, which allows you to check out your ride's progress while it's being fixed up.

Here are just a few garages we work with in the city.

Caliber Collision — IH-10
13649 W. IH-10
Phone: 210-696-4700

Caliber Collision — Culebra Express
7626 Culebra Rd.
Phone: 210-521-9325

Service King De Zavela
5998 De Zavela Rd.
Phone: 210-696-3094

Want to find something a little closer to home? You can find more repair shops nearby quickly and easily, simply by entering your ZIP Code.

driving stats and facts in alamo city

Property crime problems

According to info from the San Antonio Police Department, vehicle theft in San Antonio has increased every year since 2011. In 2013 alone, the city reported over 6,500 vehicle thefts. That's up from over 6,300 in 2012 and nearly 5,900 in 2011.

Comprehensive coverage can help pay to repair or replace your ride if it's ever stolen or vandalized.

Sobering stats: drunk driving in the city

San Antonio saw more alcohol-related crashes than any other major city in Texas in 2012 with 2,002 collisions, according to the Texas Department of Transportation. That's more than Houston, the most populous city in the state, which had 1,670 collisions during the same period. That's even more than Dallas and Fort Worth combined.

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Auto insurance in Austin
Esurance is here to show all Texas residents — including Austinites — how affordable and reliable their car coverage can truly be.

Wonder if you could be saving on car insurance?

Get your free quote online.

Or call 1-800-378-7262.