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houston car insurance that’s right for you, not someone sorta like you

With 3 airports, 100 spoken languages, and 11,000 restaurants, Houston is a bustling place. With so much going on, though, it can be hard to find time for buying car insurance.

Thankfully, Esurance has streamlined auto coverage to fit your life. You can get a quote in lightning-fast speed with Express Lane®, handle claims on your smartphone, and nab discounts right when you start your policy. After all, in a city defined by impressive numbers, one less thing to worry about makes all the difference.

houston auto insurance discounts

At Esurance, providing savings is in our DNA. That's why we treat drivers in the Space City to a slew of otherworldly discounts.

Fast 5® discount

Save up to 5 percent on your first policy term when you start a car insurance quote in Houston online (yep, it's that simple).

Multi-Car discount

By putting your household vehicles all on the same policy, you stand to save.

Safety Device discount

Owning a car with automatic seat belts, factory-installed airbags, or other safety devices can help you trim your Houston car insurance rates.

Don't worry, there are plenty more perks to be had in this Lone Star State standout. Browse our other auto insurance discounts in Texas.

Exclusions may apply. Current Esurance policyholders can inquire about Houston car insurance discounts by calling 1-800-ESURANCE (1-800-378-7262).

houston car insurance requirements

Liability insurance is required for all H-town motorists, which is a good thing, as this coverage helps pay others' injury and property damage costs if you're found at fault in an accident. The minimum liability limits are:

  • $30,000 bodily injury coverage per person
  • $60,000 bodily injury coverage per incident
  • $25,000 property damage coverage per incident

You can always select higher limits when you get your quote.

optional coverages in houston

In addition to liability insurance, consider customizing your Houston car insurance with optional coverages for well-rounded protection.

We offer a range of options the size of (ahem) Texas: comprehensive coverage to help replace a stolen car, uninsured motorist protection to help cover bills if you're hit by a driver without insurance, and towing and labor coverage, just to name a few.

Explore a full list of optional coverages to make sure you have the protection that's right for you.

e-star® repair shops in your city

After an accident, the last thing you need is figuring out how to get your ride fixed. By going to an approved E-Star location in our network, you can take out the guesswork.

We work with reliable garages all over the Houston area so you can quickly find the help you need. Your repairs are guaranteed for as long as you own your vehicle, and you can easily track your car's progress online using Repairview®.

Here are a couple convenient shops for Houston drivers.

9520 Richmond Ave.
Phone: 713-952-3777
Hours: Monday through Friday, 8 a.m. to 5 p.m. CT
Saturday, 10 a.m. to 2 p.m. CT

Greenfield Collision Center
15920 Kuykendahl Rd.
Phone: 281-580-1994
Hours: Monday through Friday, 7 a.m. to 6 p.m. CT
Saturday, 9 a.m. to 1 p.m. CT

Enter your ZIP Code to search for more E-Star shops near you.

driving houston: facts and tips

Taking a toll

"Everything's bigger in Texas" — sure, it's glowing praise when discussing football stadiums, BBQ flavor, or income-tax discounts. But it's not such a compliment when talking about the cost of Houston's most infamous tollway. The Fort Bend Parkway, at over 50 cents per mile, has the honor of being the second-priciest toll road in the country.

Big city choices

With a population around 2.2 million, Houston is the fourth-largest city in the U.S. Understandably, the roads can get pretty hectic with so many folks around. All the more reason to make sure you have the right car insurance.

CoverageMyWay™ helps prioritize coverage options while you're getting your quote to help you find the car insurance that's right for you, not someone sorta like you.

Related links

Motorcycle insurance in Texas
Esurance also offers motorcycle coverage in Texas. Start saving time and money when insuring your hog.

10 most ticket-happy states
Drivers beware: Texas hands speeding tickets galore. Find out where your state ranks in a citation-heavy crowd.

Wonder if you could be saving on car insurance?

Get your free quote online

or call 1-800-378-7262