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nashville car insurance

From two-step to tri-tip, the Parthenon to the Pancake Pantry — Nashville is known across the country for the best in music, food, and local culture. Whether you enjoy a natural retreat to one of the city's 120-plus parks or a dance along nightlife-lovers' Lower Broadway, the aptly named Music City is a remarkable place to call home.

And with endless splendor around every Nashville corner, we think your auto insurance should be nothing short of superb too. That's where CoverageMyWay® steps in to make buying insurance a little easier — and a little smarter. Start your personalized quote to see our intuitive technology in action.

nashville auto insurance discounts

We know, we know: It's worth the trip every time, but those visits to Prince's Hot Chicken Shack can really break the bank after a while. Fret not, though — we've got your back with some smart ways to save on your auto insurance policy, at least.

Fast 5® discount

Simply start your quote online and snag savings automatically.

Switch & Save® discount

You could stand to save big when you switch your current car insurance coverage from another company over to Esurance.

Multi-Car discount

Insure more than one car on the same Esurance policy and you could score some significant savings — just like that!

And that's just the mild version! If you have questions about discounts on an existing policy, call us anytime at 1-800-ESURANCE (1-800-378-7262).

car insurance coverages in nashville

Required coverages

All Tennessee residents are required to carry basic liability coverage, which can help pay for another driver's accident-related medical bills and property damage expenses if you're found at fault in an incident.

All Nashvillians must carry the following minimum coverages and limits in order to drive legally:

  • $25,000 of bodily injury liability per person
  • $50,000 of bodily injury liability per incident
  • $15,000 of property damage liability per incident

And this is just a starting point. You can always choose higher limits when getting a quote or during your Esurance policy term.

Optional coverages

An auto policy without some of these extra protections is like a biscuit without the butter. From emergency roadside service, to rental car coverage, to comprehensive and collision coverages, and many more, our additional offerings could save the day.

You can learn more about how these protections could help financially safeguard you and your loved ones by calling us anytime at 1-800-ESURANCE (1-800-378-7262).

esurance-approved repair shops

We know you reside in the so-called Athens of the South, Nashville residents, but we don't expect you to have a back-up horse and chariot if your everyday ride gets messed up in an accident. That's why we've paired with trustworthy E-Star® repair shops in the Nashville area that offer guaranteed repairs the entire time you own your car.

Plus, you'll have access to our cutting-edge RepairView® technology, which provides you with daily photos of your ride's progress in the shop. Here's a listing in the downtown area.

ABRA Auto Body & Glass
921 2nd Ave. N.
Phone: 615-244-9898
Hours:

If this location isn't in your neighborhood, worry not! You can search for the closest repair shop just by entering your ZIP Code.

motoring stats in music city

Drinking and driving in Nashville

In 2013 alone, Nashville's DUI Unit arrested more than 1,300 motorists suspected of driving under the influence. Davidson County, home to Nashville and smaller surrounding areas, saw 66 fatal crashes in 2012 with nearly one-third of those crashes involving an impaired driver.

Positive patterns in car theft

The Metropolitan Nashville Police Department reported a 13 percent decrease in motor vehicle theft from 2012 to 2013 — dropping from 1,387 thefts in 2012 to 1,206 in 2013. Not only does this mean an all-around safer environment for everyone, but it can also affect how much drivers in your area pay for car insurance (in a good way!).

Still, thefts do happen. Luckily, a reliable auto insurance policy equipped with comprehensive coverage can help pay for your ride's repair or replacement if it ever gets stolen, vandalized, or falls victim to a number of other hazards not under your control.

Related links

Tennessee Department of Commerce and Insurance
Take a peek for more info on all things auto insurance in the Volunteer State.

Car insurance in Memphis
Motorists in Memphis: get a quick, free quote from Esurance to see how affordable and dependable your auto insurance could really be.

Wonder if you could be saving on car insurance?

Get your free quote online.

Or call 1-800-378-7262.