Uninsured drivers in South Dakota
According to a 2011 report from the Insurance Research Council, 9 percent of South Dakota drivers were uninsured in 2009. This was well below the national average of 13.8 percent, but it still means nearly every tenth driver lacked adequate coverage.
Uninsured/underinsured motorist bodily injury coverage is required in South Dakota, so you'll have some financial protection in case you're injured in an accident caused by an uninsured or underinsured driver.
Electronic proof of insurance in South Dakota
State law allows motorists in the Mount Rushmore State to provide digital proof of insurance if they ever get pulled over — meaning they can simply pull up their auto insurance ID cards on their smartphones.
If you're a South Dakota resident with an Esurance car insurance policy, you can download our mobile app, where you can access your proof of insurance and other policy documents 24/7.
Documents verifying proof of insurance
The following documents can verify your South Dakota car insurance coverage:
- Your actual policy documents
- An insurance ID card (paper or electronic)
- A certificate of deposit issued by the State Treasurer
- A certificate of self-insurance