get a philadelphia car insurance quote from esurance

Because car insurance is a necessity, it'd be nice if it didn't cost so much, right? Fortunately, Esurance has an array of discounts that are easier to snag than a street-vender soft pretzel. Prepare to drool over this sampling:

Switch & Save^® discount

When you switch to Esurance from another insurer, we say thanks by giving you a sweet discount on your premium for your first 2 policy terms.

Good Student discount

If you or someone on your policy is a full-time student (whether in high school, college, or at a university) and maintains at least a 3.0 (or "B") average, you can score savings for those smarts.

Multi-Policy discount

If you've got a motorcycle policy and car insurance from Esurance, we'll give you a discount.

Breeze through these money-savers and many more on our Pennsylvania page, and learn how Esurance could help keep auto insurance costs down.

Already have a policy with us? Call us at 1-800-ESURANCE (1-800-378-7262) if you have questions about your discounts (certain exclusions may apply).

Part of living in the City of Brotherly Love is showing yours. In the world of car insurance, that means carrying liability insurance, which you're legally required to have in Philly if you want to drive.

Liability helps pay for others' medical bills and property damage costs if you're found at fault in an accident. In Philadelphia, the following minimum limits are required:

• $15,000 of bodily injury liability per person
• $30,000 of bodily injury liability per incident
• $5,000 of property damage liability per incident
• $5,000 of medical benefits (unless you include combined first party benefits coverage on your policy)

We believe there is no such thing as a run-of-the-mill auto insurance policy, which is why we work to make your policy every bit as unique as you.

We offer an assortment of additional coverages for you to choose from, ranging from comprehensive and collision, uninsured motorist, CarMatch Rental Coverage^®, and many more.

With CoverageMyWay^®, only from Esurance, you get help personalizing your coverage options based on the information you enter during your online quote.

Bad drivers beware

Sorry, Philly, but your safety skills behind the wheel appear to be lacking. A 2013 list by Slate ranked Philadelphia the second-worst city in the nation for drivers (only behind Miami), citing high numbers of collisions and pedestrian strikes.

Traffic congestion

Most major city residents know how taxing everyday commuting can be — both on your car and on your spirits. In 2011, the Texas A&M Transportation Institute found that Philly drivers wasted an average of 48 hours in traffic each year — 10 more than most American commuters.

Fortunately, Philadelphia motorists can save on gas with the Esurance Fuelcaster™. This hi-tech guardian angel helps you predict gas prices at your most visited stations so you know where to fill up before tomorrow's drive.

Related links

Guide to specialized coverages
There are several lesser known types of car insurance that can prove just as vital to a well-rounded car insurance policy.

Motorcycle insurance in Pennsylvania
Protect your motorcycle with a variety of coverages and discounts suited to your lifestyle.