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oklahoma car insurance that’s right for you, not someone sorta like you

Good news, Okies: Esurance offers some of the most competitive car insurance rates in your state — whether you live in Oklahoma City, Tulsa, or somewhere in between. In fact, all of our convenient online tools and technology are designed to save Sooner State residents both time and money.

Get a personalized Oklahoma auto insurance quote and take advantage of Esurance's CoverageMyWay™, which can help you choose coverage options that you believe are right for you. After all, you want an auto policy suited to you, not someone sorta like you.

With simple policy management, 24/7 customer service, and a hassle-free website, we're confident you'll be joining the Esurance family sooner than later.

oklahoma car insurance discounts from esurance

Here at Esurance, we think our unique discounts conquer all when it comes to saving Sooner State residents money on their car insurance. Here's a sampling:

  • Multi-Car discount
  • Claim-Free discount
  • Homeowners discount
  • Good Student discount
  • DriveSense™ discount
  • Fast 5® discount
  • Switch & Save® discount
  • Defensive Driver discount
  • Paid-in-Full discount
  • Multi-Policy discount

Discounts may vary. If you're already an Esurance policyholder, call us at 1-800-ESURANCE (1-800-378-7262) if you have questions about your discounts.

the renters plus® discount in oklahoma*

Add renters coverage to your Esurance car insurance policy in Oklahoma and you could score our unique Renters Plus discount. Sounds like a win-win to us.

car insurance coverages in oklahoma

Required coverages

Oklahoma requires its drivers to have liability insurance on their policies. This could help pay for another driver's medical and property damage expenses if you're at fault in an accident. Your liability limits need to be at least:

  • $25,000 in bodily injury coverage per person
  • $50,000 in bodily injury coverage per incident
  • $25,000 in property damage coverage per incident

You'll typically see these limits expressed as 25/50/25.

Optional coverages

The following additional car insurance options in Oklahoma can give you extra peace of mind and financial protection in the event of a claim:

  • Collision
  • Comprehensive
  • Medical and funeral services payments
  • Uninsured motorist bodily injury
  • Towing and labor
  • CarMatch Rental Coverage®
  • Customized parts and equipment
  • Auto loan/lease (also known as "gap")

Uninsured drivers in Oklahoma

A report from the Insurance Research Council estimated that about 26 percent of Oklahoma drivers were uninsured in 2012, making your state one of highest in the country for uninsured drivers. The national average was 12.6 percent.

Uninsured motorist coverage helps pay for medical bills and property repair costs for you and your passengers if you're ever involved in an accident with an at-fault driver who doesn't have insurance coverage to pay for your accident-related expenses.

proof of car insurance

Failure to show proof of car insurance can result in a fine of up to $250, suspension of your drivers license and vehicle tag, and up to 30 days in jail.

If you have a Sooner State auto policy with Esurance, you can download our user-friendly mobile app to gain 24/7 access to your auto insurance ID cards and much more, just in case you get pulled over or need to provide proof of your coverage. Oklahoma State law permits digital proof of insurance, which definitely frees up some space in the glove compartment!

repair shops in your state

If you're an Esurance customer and you get into an accident, you can take your car to one of the Esurance-approved E-star® repair shops in Oklahoma.

By doing so, you can take advantage of RepairView®, which lets you monitor your repairs in progress.

Find an E-star shop near you.

Related links

Visit the Coverage Counselor®
State-required minimums often don't offer the protection you need after a crash. Our Coverage Counselor can customize a policy that fits you best.

Understanding your Oklahoma policy (PDF)
The Oklahoma Department of Insurance offers this guide to understanding your coverages.

Wonder if you could be saving on car insurance?

get your free quote online

or call 1-800-378-7262