Proof of New Mexico auto insurance
Drivers are required to carry car insurance in New Mexico. Drivers who can't prove they're adequately insured face suspension of driving privileges, among other penalties.
Uninsured drivers in New Mexico
Uninsured drivers are a major liability in New Mexico. According to a 2011 Insurance Research Council report, New Mexico had the second-highest rate of uninsured drivers in the U.S. — 26 percent. That was nearly double the national average of 13.8 percent.
Uninsured/underinsured motorist coverage can help financially protect you if you're in an accident caused by an uninsured driver.
Alternative New Mexico car insurance options
Some high-risk drivers may have difficulty finding auto insurance through normal means, and may consider obtaining coverage through a "non-standard" insurance company. Non-standard insurance companies are more likely to cover a driver with high risk factors, such as previous accidents or serious driving violations. These insurance companies also tend to charge higher premiums.