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las vegas car insurance

Las Vegas knows how to have a good time — whether you love the neon lights of Sunset Strip, sampling new culinary delights, or simply experiencing some of the most renowned nightlife and live entertainment in the world.

Even though you're in Vegas, you shouldn't have to gamble on your auto insurance. At Esurance, we want you to feel like you've hit the jackpot — with wide-ranging coverage options, 24/7 customer service, and discounts galore. Get a personalized Las Vegas car insurance quote online and see how lucky you could be with Esurance.

auto insurance discounts in vegas

On top of already-affordable coverage, we like to sweeten the pot with extra opportunities to save some cash on your car insurance. See if you qualify for these money-savers when you get a quote:

Switch & Save® discount

Already have auto insurance with another company? Switch over to Esurance (without any lapses in coverage) and score savings automatically.

Safety Device discount

If your ride is equipped with an approved safety device (like dual airbags or automatic seat belts) you could save.

Homeowners discount

Own a home in Las Vegas? Great! This discount couldn't be much easier to nab.

Multi-Car discount

Make a killing at the casino and indulge in an impulse Porsche? Insure more than one vehicle on the same Esurance policy to qualify for this discount.

Looking for more ways to save? We have a vast selection of Las Vegas car insurance discounts (and other important info too!) over on our Nevada page.

Esurance savings are subject to eligibility. If you already have a policy with us and have questions about your discounts, give us a ring at 1-800-ESURANCE (1-800-378-7262).

las vegas car insurance coverages

Required coverages

All drivers in Las Vegas must carry at least the following liability insurance limits:

  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident
  • $10,000 of property damage liability per incident

Basic liability coverage can help pay for medical bills and property damage if you're found at fault in an accident. You can always choose higher limits when you get your quote — these are just the bare-bones requirements in Nevada.

Optional coverages

You don't want to leave it to the luck of the draw when it comes to protection for what matters most — whether it's your windshield or your Elvis-themed paint job.

We're here to help with CoverageMyWay®, which personalizes coverage options based on the information you provide during your online quote. It's designed to help you make smart choices so that you're only paying what you feel is right for you.

e-star® repair shops

We've got your back with a reliable (and huge) network of garages in your city. With repairs that are guaranteed the entire time you own your car, plus our convenient RepairView® technology that allows you to monitor your ride's progress in the shop, you'll be back on the road in no time.

Just a few listings in Las Vegas proper include:

American Auto Body
5228 Procyon St.
Phone: 702-739-9713

Service King North Rancho
3343 N. Rancho Dr.
Phone: 702-395-6782

Caliber Collision
3131 Fremont St.
Phone: 702-641-4190

Fix Auto Las Vegas
5228 S. Procyon St.
Phone: 702-739-9713

Service King Azure
7350 W. Azure Dr.
Phone: 702-951-8299

Caliber Collision North Las Vegas
4527 Losee Rd.
Phone: 702-386-9119

Don't see a repair shop near you? No worries! You can find a location in your 'hood in a snap simply by entering your ZIP Code.

driving in sin city

Pedestrian perils

According to data from the Nevada Office of Traffic Safety, there were 43 pedestrian deaths in Clark County in 2012. That's a significantly higher rate than the counties that include such metropolises as Manhattan, Los Angeles, and Chicago, to name a few.

What's worse, the county's pedestrian deaths have increased every year since 2011, with area police reporting 60 fatalities in 2013.

Medical payments coverage can help pay for accident-related injuries if a car hits you while you're walking around town or riding your bicycle.

Related links

Nevada Division of Insurance
Still have questions about auto insurance in the Sagebrush State? Here's all the info you need — straight from the source.

What to do when your car breaks down
Read more about what to do if you experience a mechanical breakdown and how reliable car insurance coverage can help.

Wonder if you could be saving on car insurance?

Get your free quote online.

Or call 1-800-378-7262.