Nevada's digital proof of insurance laws
If there's one thing you don't want to gamble on, it's being able to provide proof of your auto insurance if you ever get pulled over. Luckily, Nevada law allows residents to pull up electronic ID cards on their phones or other smart devices for proof of coverage. Esurance customers can download our convenient mobile app for constant access to ID cards and more.
Driving without car insurance
Drivers who fail to maintain car insurance in Nevada or have repeated lapses in liability insurance may have their car's registration suspended and have to pay a $250 reinstatement fee per vehicle.
Uninsured drivers in Nevada
The Insurance Research Council estimated that 12.2 percent of Nevada drivers were uninsured in 2012, which was on par with the national average of 12.6 percent.
Uninsured/underinsured motorist coverage offers financial protection against accidents with uninsured drivers, as well as hit-and-run incidents.
Car theft and Nevada
The 10 most stolen cars in Nevada, per the National Insurance Crime Bureau's 2013 data, are:
- 1996 Honda Accord
- 1995 Honda Civic
- 1996 Chevrolet Pickup (full-size)
- 2013 Ford Pickup (full-size)
- 1991 Toyota Camry
- 2004 Dodge Pickup (full-size)
- 2012 Nissan Altima
- 1996 Nissan Sentra
- 2013 Toyota Corolla
- 1996 Saturn SL
Living in a ZIP Code with frequent car thefts could impact your Nevada car insurance rates.
Don't worry, though: from driving safely to paying your premium on time, there are plenty of ways take control of your policy and keep your Nevada car insurance rates in check.
Comprehensive coverage, which is optional unless your loan or leasing agent requires it, can help pay to repair or replace a stolen car.