get a kansas city car insurance quote from esurance

Or call 1-800-378-7262.

(24 hours a day, 7 days a week)

kansas city car insurance

If the legendary Pony Express (launched just outside Kansas City) is any indication, residents here have long known the importance of a faster, more modern world. Luckily, today's Kansas City dwellers have a much smarter way to stay on the cutting-edge: choosing Esurance for their car insurance.

Esurance makes auto insurance as convenient as possible, with customizable coverages you can manage online. Buy your Kansas City auto insurance policy today and see how much time, hassle, and money you could save.

kansas city car insurance discounts

We've opened the tap on savings in the City of Fountains. Drivers in Kansas City could score a variety of easy discounts, including:

Multi-Car discount

Insuring more than one vehicle on the same policy is not only convenient, but also an easy way to qualify for savings.

DriveSense® discount

You qualify for an immediate discount when you plug our monitoring device into your ride. And depending on how safely you drive, the savings can jump as high as 30 percent after your first term! It's one smart way we help you keep extra green in your wallet.

Multi-Policy discount

If you already have homeowners insurance with us to protect your KC castle, adding car insurance could save you some major coinage on both policies. (And after all, what's a castle without a well-guarded chariot to go with?)

To browse even more options, check out all the discounts available in Missouri.

Esurance discounts are subject to eligibility. If you're a current policyholder with questions about discounts in Kansas City, call us at 1-800-ESURANCE (1-800-378-7262).

get towing and labor coverage for free in kansas city

Since we all need a little roadside assistance from time to time, Kansas City residents who carry comprehensive and collision coverages on their Esurance auto insurance policies can take advantage of free towing and labor coverage.*

Whether you lock your keys in your car or need a tow to the nearest repair facility after a mechanical breakdown far from home, towing and labor coverage can help get you back on the road again fast. Plus, you'll get detailed status updates sent to your phone so you know your driver's name, phone number, when they're dispatched, and their estimated time of arrival.

required auto insurance in kansas city

You must have the following coverages on your Kansas City car insurance.


If you cause a car accident, liability insurance helps cover others' property damage and injury costs. You must carry at least the following minimum coverage limits:

  • $25,000/$50,000 of bodily injury liability per person/per incident
  • $10,000 property of damage liability per incident

Uninsured motorist bodily injury

Kansas City drivers must also carry uninsured motorist bodily injury coverage, which helps pay for medical treatment if you're struck by a driver who lacks insurance. Your coverage levels must at least be as high as your liability limits — $25,000 per person and $50,000 per incident.

optional kansas city car insurance coverage

You wouldn't dig into a plate of KC's renowned BBQ without a variety of sauce choices at the ready. (After all, "tangy" gets old fast.) It makes just as little sense to get behind the wheel without a diverse selection of coverages on your auto policy.

The bare minimum won't cover you if, say, you suffer glass damage, have your car stolen, or collide with another vehicle. That's why a well-rounded policy — with options such as comprehensive, custom parts and equipment coverage, and medical payments — could be useful.

Cue CoverageMyWay®, only from Esurance, which uses complex algorithms and super-smart technology to prioritize car insurance coverage options based on the info you enter during your online quote.

kansas city e-star® shops

If you ever need your car fixed after an accident, you can trust our huge E-Star network of reliable repair shops to get the job done. Even better, your repairs are guaranteed for as long as you own your car, and you can easily track your ride's progress online with Repairview®.

Here's a mere sampling of convenient E-Star shops in the KC area.

Good Times CARSTAR
9906 NW. 45 Hwy.
Phone: 816-741-4727

4200 Main St.
Phone: 816-513-6868

A&B CARSTAR of Riverside
2250 NW. Vivion Rd.
Phone: 816-741-6966

8200 Wornall Rd.
Phone: 816-444-7602

CARSTAR of Raytown
8906 E. 69th St.
Phone: 816-356-5552

CARSTAR Wicklunds Liberty
941 Sutton Pl.
Phone: 816-781-2838

Enter your ZIP Code to search for even more E-Star shops near you.

fun facts and tips for kansas city drivers

Cloud 9 commuting

With a lean average commute time of roughly 22 minutes and average distance of about 9 miles, Kansas City provides workers with one of the easiest daily trips of any U.S. city (so, yeah, hit that snooze button again).

However, due to the relative lack of public transportation in the city, the vast majority of KC-area residents drive to work. This means crowded, busy roads and a major need for sound auto coverage. For instance, high liability limits can help ensure a random fender bender doesn't put you on the wrong end of a hefty bill. And by adding emergency roadside service, you can keep a flat tire from making you late to your 11 o'clock meeting.

Prime-time parking lot

Tailgating at Kansas City Chiefs games has become the stuff of legends. In fact, GQ ranked it as their #8 sports pilgrimage of 2014. So if you already live near Arrowhead Stadium, that's all the more reason to hop off the couch, load the grill in the car, and get ready for the ride (er, park) of your life.

Related links

Coverage Counselor®
Spend a few minutes with our online counselor for personalized policy coverage options.

St. Louis auto insurance
Residents of St. Louis can see all the perks Esurance has to offer by getting a quick, free quote.

Wonder if you could be saving on car insurance?

Get your free quote online.

Or call 1-800-378-7262.