get a missouri car insurance quote from esurance
missouri car insurance
We know the Show Me State doesn't like to beat around the bush — that's why Esurance offers a streamlined, technology-driven, and customer-oriented approach to car insurance, and has since 2003.
Helpful tools like our What If® Calculator peel back the industry curtain and shows you (in plain numbers) how your Missouri car insurance rates can be affected by claims or policy changes. And our many Missouri car insurance discounts bring easy savings you don't have to strain to find.
With policy management at your fingertips, 24/7 claims service, and a ton of online features and technology designed to save you time and money, we think Missouri residents will feel right at home with Esurance. Get your personalized Missouri car insurance quote in just a few minutes, and find out why Esurance is the smart choice for protection.
"Best of Service"
"The customer staff are very caring. They answer questions promptly and have helped in all my inquiries."
— Linda K.
"Beat all other pricing while not making me sacrifice my personalized coverage."
— Douglas F.
missouri car insurance discounts
- Claim-Free discount
- Fast 5® discount
- Good Student discount
- Homeowners discount
- Switch & Save® discount
- Multi-Car discount
- Paid-in-Full discount
- Anti-Theft discount
- Multi-Policy discount
towing and labor coverage, at no cost to you, from esurance
Esurance customers in the Show-Me State can enjoy free coverage for towing and labor.** It can help pay for a tow to the nearest repair shop if you experience a mechanical breakdown away from home, a locksmith if you lock your keys in your car, and even gas, oil, and water delivery if your ride runs out of fluids.
As long as you carry comprehensive and collision coverages on your Esurance policy, you'll automatically get free towing and labor coverage included — at no extra cost to you.
our missouri renters plus® discount***
Renters insurance can protect your valuables from fire or theft. And with our Renters Plus discount, you could save the smart way by adding renters coverage to your car insurance policy.
car insurance coverages in missouri
Here are the minimum coverages drivers are required to maintain on their Missouri auto insurance policies:
- $25,000/$50,000 bodily injury liability coverage per person/per incident
- $10,000 property damage liability coverage per incident
- $25,000/$50,000 uninsured motorist bodily injury coverage per person/per incident
When you get your Missouri quote, you'll have the opportunity to add these optional coverages:
- Comprehensive (includes glass)
- Customized parts and equipment
- Emergency Roadside Service
- Loan/lease gap
- Medical payments
- Underinsured motorist bodily injury
Not sure what some of these mean to you? Let Esurance's CoverageMyWay® go to work by prioritizing coverage options when you get your free personalized quote.
e-star® car repair shops in your state
Esurance customers who have Missouri car insurance can bring their cars to shops in our E-star network and take advantage of RepairView® and guaranteed repairs for the entire time they own their vehicles.
how your missouri car insurance rates may be determined
The following could affect your car insurance rates in Missouri:
- Coverages you choose
- The deductibles and limits you select
- Where the car is parked or garaged
- Your car's year, make, and model
- Your age, gender, and marital status
- Your credit-based insurance score
- Driving record and claims history
- Missouri car insurance discounts you may qualify for
insurance info for drivers
Uninsured drivers in Missouri
According to the Insurance Research Council, 13.5 percent of Missouri drivers were uninsured in 2012. That's higher than the national average of 12.6 percent.
Uninsured motorist bodily injury coverage is required to help protect you after an accident involving an uninsured driver.
No proof of insurance
Keep your proof of Missouri auto insurance in your vehicle at all times. Failure to provide your auto insurance ID card to a police officer may result in a ticket.
Lacking coverage altogether could result in a suspended drivers license or license plate as well as a fine. Penalties increase for each subsequent conviction.
Esurance customers in Missouri can download our super convenient mobile app and enjoy constant access to auto insurance ID cards, just in case you get pulled over or need to provide proof of your coverage. Show-Me State law permits digital ID cards on your phone, tablet, or other smart device as legitimate proof of insurance in many instances.
How buying a home impacts car insurance
Learn what adjustments to make to your auto policy when you move into new digs.
Car insurance in Kansas City
Esurance offers a variety of coverage options and money-saving discounts for Kansas City motorists.