We know the Show Me State doesn't like to beat around the bush — that's why Esurance offers a streamlined, technology-driven, and customer-oriented approach to car insurance, and has since 2003.
Helpful tools like our What If® Calculator peel back the industry curtain and shows you (in plain numbers) how your Missouri car insurance rates can be affected by claims or policy changes. And our many Missouri car insurance discounts bring easy savings you don't have to strain to find.
With policy management at your fingertips, 24/7 claims service, and a ton of online features and technology designed to save you time and money, we think Missouri residents will feel right at home with Esurance. Get your personalized Missouri car insurance quote in just a few minutes, and find out why Esurance is the smart choice for protection.
"The customer staff are very caring. They answer questions promptly and have helped in all my inquiries."
— Linda K.
"Beat all other pricing while not making me sacrifice my personalized coverage."
— Douglas F.
From Kansas City to St. Louis and everywhere in between, drivers can save big on Missouri auto insurance when they buy a policy from Esurance. Check out the discounts we offer our new customers:
Discounts are subject to eligibility. If you're a current Esurance customer and have questions about your discounts, give us a call at 1-800-ESURANCE (1-800-378-7262).
Esurance customers in the Show-Me State can enjoy free coverage for towing and labor.** It can help pay for a tow to the nearest repair shop if you experience a mechanical breakdown away from home, a locksmith if you lock your keys in your car, and even gas, oil, and water delivery if your ride runs out of fluids.
As long as you carry comprehensive and collision coverages on your Esurance policy, you'll automatically get free towing and labor coverage included — at no extra cost to you.
Renters insurance can protect your valuables from fire or theft. And with our Renters Plus discount, you could save the smart way by adding renters coverage to your car insurance policy.
Here are the minimum coverages drivers are required to maintain on their Missouri auto insurance policies:
When you get your Missouri quote, you'll have the opportunity to add these optional coverages:
Not sure what some of these mean to you? Let Esurance's CoverageMyWay® go to work by prioritizing coverage options when you get your free personalized quote.
Esurance customers who have Missouri car insurance can bring their cars to shops in our E-star network and take advantage of RepairView® and guaranteed repairs for the entire time they own their vehicles.
Find a repair shop near you.
The following could affect your car insurance rates in Missouri:
According to the Insurance Research Council, 13.5 percent of Missouri drivers were uninsured in 2012. That's higher than the national average of 12.6 percent.
Uninsured motorist bodily injury coverage is required to help protect you after an accident involving an uninsured driver.
Keep your proof of Missouri auto insurance in your vehicle at all times. Failure to provide your auto insurance ID card to a police officer may result in a ticket.
Lacking coverage altogether could result in a suspended drivers license or license plate as well as a fine. Penalties increase for each subsequent conviction.
Esurance customers in Missouri can download our super convenient mobile app and enjoy constant access to auto insurance ID cards, just in case you get pulled over or need to provide proof of your coverage. Show-Me State law permits digital ID cards on your phone, tablet, or other smart device as legitimate proof of insurance in many instances.
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Car insurance in Kansas City
Esurance offers a variety of coverage options and money-saving discounts for Kansas City motorists.