Drivers in the Hoosier State are required to carry the following minimum liability coverages and limits:
- $25,000 in bodily injury liability coverage per person
- $50,000 in bodily injury liability coverage per incident
- $10,000 in property damage liability coverage per incident
You'll often see these minimum limits expressed as 25/50/10, and you can choose higher limits when you customize and buy your policy.
All Indiana policies also include uninsured motorist liability coverage, with the same limits as your bodily injury liability, and underinsured motorist bodily injury coverage with a minimum limit of $50,000 per incident. These protections can help you avoid heavy bills if you're hit by a driver whose insurance limits are insufficient.
When you buy your policy, you can reject uninsured/underinsured motorist coverage in writing.
Adding these additional protections to your Indiana policy will help give you extra security and peace of mind in the event of a claim:
- Rental reimbursement
- Emergency Roadside Service
- Customized parts and equipment
- Loan/lease gap
- Medical payments
When you get your quick online quote, Esurance's CoverageMyWay™ prioritizes coverage options based on the info you provide, empowering you to make smart choices.