get a jacksonville car insurance quote from esurance

Or call 1-800-378-7262.

(24 hours a day, 7 days a week)

jacksonville car insurance

Home to some of the most renowned golf courses in the country, the bustling Riverside Arts Market, and The Sheik's famous "camel rider sandwich" (which must be paired with a cherry limeade, for the record), it's safe to say Jacksonville has something for everyone. That's why Esurance offers affordable car insurance to help protect you, your loved ones, and your car — all with the click of a button.

We offer convenient online tools like Express Lane®, in addition to providing 24/7 customer service, simple policy management, and the financial strength of an Allstate family member. Grab a personalized Jacksonville car insurance quote to see how much you could start saving with Esurance.

auto insurance discounts in jacksonville

With all the good eats and outdoor recreation available to Jax residents, you probably have better things to spend your money on than overpriced car insurance. That's why — on top of already-affordable rates — Esurance offers a wealth of opportunities to save some cash, including plenty of unique discounts.

Multi-Policy discount

Insure your motorcycle, scooter, ATV, golf cart, or various other toys in addition to your car with Esurance and you could stand to save some major cash.

Fast 5® discount

Just start your car insurance quote online and you'll save automatically.

Homeowners discount

Earn this discount simply for being a homeowner in Jax. Easy as that!

Antilock Brakes discount

You could save just for having this common safety feature in your car.

To get the skinny on these and even more car insurance savings in Jacksonville, check out our official Florida auto coverage page.

If you already have an Esurance policy and have questions about all the ways you could stand to save, you can reach us round-the-clock at 1-800-ESURANCE (1-800-378-7262).

required coverages in j-ville

All Sunshine State residents are required to carry certain coverages at specific minimum limits.

Liability coverage

Serving as the solid foundation to every car insurance policy, basic liability coverage helps financially protect you if you're found at fault in an incident that results in injury to another driver and/or damage to their car. All Jacksonvillians must initially carry at least the following limits on an Esurance policy:

  • $10,000 of bodily injury liability per person
  • $20,000 of bodily injury liability per incident
  • $10,000 of property damage liability per incident

Often expressed as 10/20/10, these are just the minimums. In Florida — though it's not necessarily recommended — you can reject bodily injury coverage in writing to your insurance company. Just keep in mind that you'll still be held financially responsible if you're found at fault in an incident that causes bodily injury to another person.

Personal injury protection (PIP)

Floridians are also required to carry $10,000 of PIP coverage, which can help pay for lost wages if you can't work due to an accident-related injury, substitute services such as a caretaker, medical bills, and funeral expenses — all regardless of fault.

optional coverages

CoverageMyWay®, only from Esurance, uses complex algorithms and a dash of secret sauce to prioritize coverage options based on the info you provide, empowering you to make smarter choices when it comes to your policy.

Here are a few optional protections available to residents of the Sunshine State.

Uninsured/underinsured motorist bodily injury

If you or your passengers are injured in a crash caused by an uninsured or underinsured driver, this coverage can help pay for hospital bills and other accident-related medical expenses so you're not left footing the bill. It can also come to your aid in hit-and-run situations.

Comprehensive and collision

Often referred to as "full coverage," this set of coverages helps protect you from a wide range of hazards. Comprehensive coverage can pay for damage due to incidents you can't control — like theft, vandalism, glass damage, and falling tree branches, for example. Collision coverage, on the other hand, helps pay to fix up or replace your car when you're found at fault in an incident.

Towing and labor

Available 24/7 (just like us!), this roadside coverage helps you out with a tow if you experience a mechanical breakdown unrelated to an accident.

And this is just a taste! For more info on Esurance coverages, feel free to give us a ring at 1-800-ESURANCE (1-800-378-7262) or you can head over to our car insurance coverage page.

jacksonville repair shops

If your ride needs some fixing up after an accident, you're in luck with our huge network of E-Star® repair shops that offer guaranteed repairs the entire time you own your car.

On top of speedy, reliable shops that help you get back on the road as quickly as possible, we like to offer even more peace of mind with our handy RepairView® tool, which provides you with daily photos of your car's progress at the garage.

Some of the locations in the Jax area include:

Gerber Collision & Glass — Cassat Ave.
1340 Cassat Ave.
Phone: 904-381-6530

Serrano Paint & Body Shop
8110 103rd St.
Phone: 904-771-7255

Gerber Collision & Glass
13349 N. Main St.
Phone: 904-757-6500

Gerber Collision & Glass — Debutante Dr.
1638 Debutante Dr.
Phone: 904-721-7781

Prostar Collision Centers
8655 Phillips Hwy
Phone: 904-737-6850

Stevenson Collision Center
85049 Commercial Park Dr.
Phone: 904-225-3131

Still not seeing a listing in your neck of the woods? Fret not — there's much more where these came from! Simply enter your ZIP Code to find the shop closest to you.

city stats and facts

Drunk driving in Duval County

According to statistics from the Florida Department of Highway Safety and Motor Vehicles, there were nearly 2,900 DUI violations in Duval County in 2013 alone. That's a significant increase from the 2,508 DUI violations in 2012.

Affordable protections like medical payments coverage can help financially protect you and your loved ones if you're ever involved in an accident with an intoxicated driver.

Jacksonville car theft

There were 1,639 reported motor vehicle thefts in Jacksonville in 2012, according to the FBI's Uniform Crime Reports. The good news is that it's a significant decrease from the 1,862 reported thefts in 2011.

Related links

Orlando car insurance
Residents in the City Beautiful deserve equally attractive auto insurance rates. Get a quote with Esurance today.

Driving in high winds
If you're caught on the road during a storm, use these tips to your advantage.

Wonder if you could be saving on car insurance?

Get your free quote online.

Or call 1-800-378-7262.