With most companies, you'll be able to add the following coverages to your policy:
- Uninsured motorist
- Underinsured motorist
- Towing and labor
- Rental car
Collision and comprehensive may be required by your finance or lease company.
Uninsured drivers in Delaware
The Insurance Research Council estimated that 11.5 percent of Delaware drivers were uninsured in 2012. This was below the national average of 12.6 percent, but it still makes for a good deal of risky motorists out there.
Although it's not required, uninsured motorist coverage can come in handy if you're in a crash caused by an uninsured driver.