Uninsured drivers in Connecticut
An Insurance Research Council report estimated that 8 percent of Connecticut drivers were uninsured in 2012. That was well below the national average of 12.6 percent.
No proof of insurance
Car insurance is mandatory for Connecticut drivers, and you must keep your proof of insurance in your car at all times. This can be your policy's declarations page or your permanent ID card.
A lapse or cancellation of coverage will be reported by your former insurer to the state, which will result in a notice from the Department of Motor Vehicles.
This warning allows you to purchase auto coverage and pay a $200 fine in order to avoid facing more serious repercussions, including a suspension of your drivers license among others.
Alternative car insurance options
If you're considered a high-risk driver and you're struggling to find an insurance policy, visit the state's official page for non-standard car insurance coverage.
Ability to drive safely
First, the bad news from the National Highway Traffic Safety Administration: In 2012, 236 people lost their lives in car accidents in Connecticut, and about 30 percent of those deaths were speed related. Now, the good news: Connecticut's overall traffic fatality rate (per 100,000 people) was 6.57 for the same year, well below the national average of 10.69.
Protecting teen drivers
Connecticut has enacted stricter driving laws for teenagers, including mandatory license suspensions and court fines for violations like cell phone usage, driving intoxicated, and street racing, among others.
And these restrictions seem to be working. Between 2008 and 2012, there was a 60 percent drop in Connecticut car crashes involving 16- and 17-year-old drivers.