Uninsured drivers in Connecticut
A recent report from the Insurance Research Council estimated that 10 percent of Connecticut drivers were uninsured. The national average was 13.8 percent.
No proof of insurance
Car insurance is mandatory for Connecticut drivers, and you must keep your proof of insurance in your car at all times. This can be your policy's declarations page or your permanent ID card.
A lapse of coverage will be reported by your former insurer to the state, which may then result in a suspended drivers license. Reinstating it will require proof of coverage and a $200 fine.
Alternative car insurance options
If you're considered a high-risk driver and you're struggling to find an insurance policy, visit the state's official page for non-standard car insurance coverage.
Ability to drive safely
First, the bad news from the National Highway Traffic Safety Administration: In 2010, 319 people lost their lives due to car accidents in Connecticut. This was an increase from the 224 deaths in 2009. Now, the good news: Connecticut's overall traffic fatality rate (per 100,000 motorists) was 8.92, below the national average of 10.63.
Protecting teen drivers
Connecticut enacted strict driving laws for teenagers in 2008, including curfew restrictions for teenage drivers. And they seem to be working. From 2007-2009, there was a 34 percent drop in Connecticut teen crashes (compared to a 26 percent drop nationwide).
Connecticut's DUI stats
Forty-two percent of Connecticut traffic fatalities in 2011 involved a driver with an over-the-limit blood alcohol concentration, which was the third-highest percentage in the nation.