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denver car insurance

Though you can't make a Denver omelet without cracking some eggs, getting reliable car insurance in your city shouldn't be messy. The Mile High City comes with a lot of great attractions: the U.S. Mint, the Rockies … but your car insurance rates don't have to be as steep.

Fortunately, Esurance has extensive coverage options to protect your car and modern tools to help you get the most from your policy. We believe in hassle-free quoting and innovation with the use of our speedy Express Lane®, state-of-the-art CoverageMyWay®, and more, to help you make smarter choices with protection. Start your personalized quote from Esurance and see how much you could save.

denver car insurance discounts from esurance

With an average of 300 sun-filled days a year, Denver is an ideal place to drive. And on the (equally) bright side, you could score significant savings on your auto insurance policy with Esurance. Here are a few of the discounts available:

Fast 5® discount

Just for starting your car insurance quote online with Esurance, you can get up to 5 percent off your first-term premium.

Anti-Theft discount

If your car is equipped with an approved theft deterrent, you stand to save big on comprehensive coverage.

Multi-Policy discount

If you have another policy with us, like homeowners insurance, we'll gift you even more savings.

And the discounts don't stop there! Check out our Colorado car insurance page to get more info on our assortment of discounts available in your neck of the woods.

Note that discounts are subject to availability. If you're a current Esurance policyholder with questions about discounts in Denver, give us a call at 1-800-ESURANCE (1-800-378-7262).

car insurance coverages in denver

Required coverages

Denver drivers must carry liability insurance, which covers others' injury costs or property damage if you're found to be at fault in an accident. Here are the minimum limits required:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per incident
  • $15,000 property damage liability per incident

Optional coverages

To help keep you better protected on the road, Esurance offers a unique range of additional protections, such as comprehensive and collision coverages, CarMatch Rental Coverage®, medical payments, and much more.

e-star® repair shops in your city

The sad fact is that sometimes you actually have to put your car insurance to use. But worry not if your ride needs some post-accident repairs — Esurance can help your car make a fast recovery. Our huge E-Star network allows you to find trusted garages close to home and get guaranteed repairs for as long as you own your vehicle. Plus, you can even monitor your car's progress with our helpful Repairview® tool.

Here are a couple of locations for Denver drivers.

Addison Auto Center
2005 S. Holly St.
Phone: 303-691-9484

West CARSTAR Auto Body
8450 E. Colfax Ave.
Phone: 303-388-1619

Highland-Denver North CARSTAR Auto Body
3815 Perry St.
Phone: 303-477-5000

Check out more E-Star shops near you, simply by entering your ZIP Code.

handy info for drivers

Theft in the Mile High City

In 2012, most auto thefts in Colorado occurred in Denver (a whopping 67 percent!). Whether you drive an aging model (like a late '90s Honda Civic or Accord — both especially popular with car thieves in recent years) or a shiny new ride, all drivers in Denver stand to benefit from an Esurance policy.

Sharing the road with bikes

Denver cyclists are fortunate enough to be located in one of the flattest cities in the country. It's no wonder the city boasts over 100 bicycle-friendly businesses!

But as a driver, more cyclists means more potential danger on the road. Learn about sharing the road with bicyclists, so you and your fellow 2-wheeled travelers can get to your destinations safely.

Related links

Home insurance in Colorado
Own a house in the Centennial State? Get a quick, customized quote for Colorado homeowners insurance from Esurance.

Coverage Counselor®
Get policy options tailored to you and see how much you could save on your Denver auto insurance policy in minutes.

Wonder if you could be saving on car insurance?

Get your free quote online.

Or call 1-800-378-7262.