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san diego car insurance

Whether you like taking a scenic stroll through Balboa Park, enjoying a striking sunset on Coronado Beach, or chowing down on some certifiably fresh seafood, San Diego has something to offer everyone.

And here at Esurance, we want to keep your insurance rates as temperate as your city's famous climate. Start your personalized quote online and our intuitive CoverageMyWay® technology will prioritize coverage options based on the info you provide, allowing you to make smart decisions with protection.

 "Best of Service"

"The customer staff are very caring. They answer questions promptly and have helped in all my inquiries."

— Linda K.

 "Great coverage!"

"Beat all other pricing while not making me sacrifice my personalized coverage."

— Douglas F.

See more Esurance reviews.

san diego car insurance discounts

We know the I-5 can be the stuff of nightmares, but we've got some pretty dreamy car insurance discounts for San Diego residents. See if you qualify for these savings when you get a quote:

Discounts are subject to eligibility. Already have an Esurance auto insurance policy in SD? Call to ask about discounts and coverages 24/7 at 1-800-ESURANCE (1-800-378-7262), or check out our California auto insurance page.

auto insurance coverages in san diego

Required coverages

All drivers in California are required to carry basic liability auto insurance, which helps pay for others' accident-related expenses if you're ever found at fault in an incident.

Golden State residents must carry at least the following coverage limits for liability insurance:

  • $15,000 of bodily injury coverage per person
  • $30,000 of bodily injury coverage per incident
  • $5,000 of property damage coverage per incident

These limits are often expressed as 15/30/5. You always have the option of choosing higher limits — these are just the legal starting point.

Optional coverages

Did a stray ball from Petco Park smash your windshield? These additional San Diego auto insurance coverages can help safeguard you (and your wallet) in the event of a claim:

  • Comprehensive and collision
  • Customized parts and equipment
  • Uninsured motorist bodily injury
  • Medical and funeral services payments

e-star® repair shops

Any Esurance policyholder (or any driver involved in a claim with one) can take advantage of guaranteed repairs at our certified auto body shops. Plus, our innovative online tool, RepairView®, lets you see daily photos of your car's repair progress in the shop.

Here are a couple E-Star shops in San Diego proper.

Torrey Pines Collision Center
11633 Sorrento Valley Rd.
Phone: 858-350-0397
Hours:

Fix Auto Chula Vista
2285 Manya St.
Phone: 619-429-7800
Hours:

California Auto Body & Frame
1921 Roosevelt Ave.
Phone: 619-477-9141
Hours:

Elite Auto Collision Repair Center
4949 Baltimore Dr.
Phone: 619-667-3788
Hours:

SE Collision Center
2175 Hancock St.
Phone: 619-260-1167
Hours:

Don't worry if you don't see a listing near your 'hood! We work with a huge network of shops in the San Diego Metropolitan Area. You can locate a nearby E-Star repair shop here.

The California Department of Insurance
Still have questions about car insurance in California? Take a peek at your state's official site for everything from FAQs to what's in the news.

Los Angeles car insurance
Esurance offers tailored-to-you coverage and a wealth of available discounts to residents in the City of Angels.

Wonder if you could be saving on car insurance?

Get your free quote online.

Or call 1-800-378-7262.

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