get an arizona car insurance quote from esurance
arizona car insurance
Good news, residents of the Grand Canyon State: Your car insurance premium doesn't need to be nearly as extreme as your state's summer temperatures. In fact, Esurance offers refreshingly competitive auto insurance rates, as well as 24/7 claims service designed to give you peace of mind if life ever takes a turn for the worse.
When you get a free Arizona car insurance quote, you'll see how simple and hassle-free we aim to make the insurance process from the get-go with our intuitive CoverageMyWay®, which prioritizes coverage options based on the info you provide.
"Best of Service"
"The customer staff are very caring. They answer questions promptly and have helped in all my inquiries."
— Linda K.
"Beat all other pricing while not making me sacrifice my personalized coverage."
— Douglas F.
arizona car insurance discounts from esurance
- Claim-Free discount
- Fast 5® discount
- Homeowners discount
- Pac-12 discount
- Multi-Car discount
- Paid-in-Full discount
- Switch & Save® discount
- Good Student discount
- Multi-Policy discount
Some exclusions may apply. If you're a current Esurance policyholder, give us a call at 1-800-ESURANCE (1-800-378-7262) if you have questions about your discounts in Arizona.
car insurance coverages in arizona
Arizona requires its drivers to maintain the following coverages and minimum limits:
- $15,000 bodily injury liability coverage per person
- $30,000 bodily injury liability coverage per incident
- $10,000 property damage liability coverage per incident
You'll often see these minimum limits written as 15/30/10.
Here's an idea of some of the additional coverages we offer to provide you with extra protection and the security you need:
- Towing and labor
- CarMatch Rental Coverage®
- Customized parts and equipment
- Auto loan/lease (or "gap")
- Medical and funeral services payments
- Uninsured motorist bodily injury
- Underinsured motorist bodily injury
Some of these coverages require comprehensive and collision insurance as prerequisites on your auto policy.
Already an Esurance policyholder? Call us at 1-800-ESURANCE (1-800-378-7262) if you have questions about your coverages. Our licensed agents are here to help at these times. Some exclusions may apply.
factors that could affect your auto insurance rate in arizona
- Vehicle year, make, and model
- Past accidents and violations
- Age and number of years licensed
- Driving history of other drivers on your policy
- Location where your car is garaged
insurance stats and facts in arizona
Uninsured drivers in Arizona
The Insurance Research Council estimated that 10.6 percent of Arizona drivers were uninsured in 2012, which was below the national average of 12.6 percent.
Nonetheless, many states now require uninsured and/or underinsured motorist bodily injury coverage to help prevent insured drivers from paying their own injury costs in the event of an accident with an uninsured or underinsured motorist. These coverages can also help safeguard you if you're ever involved in a hit-and-run incident.
Proof of insurance law
Arizona requires drivers to carry proof of car insurance, like an insurance ID card, in their cars whenever they're driving.
You're allowed under state law to present proof of auto insurance on an electronic device such as a smartphone or tablet in case you get pulled over.
If you're already an Esurance customer, make sure to check out our helpful mobile app. You can save your ID cards to your phone so that they're available offline — we know all those cacti can block cell reception!
Alternative car insurance options
car repair shops in arizona
Esurance customers who choose an Esurance-approved repair facility can take advantage of Repairview®, an online feature that lets you see daily photos of car repairs in progress. In addition, you'll get guaranteed repairs for as long as you own your car.
The Arizona Department of Transportation
This official site can help with your licensing and vehicle registration needs.
Auto insurance in the Valley of the Sun
All Phoenicians stand to benefit from dependable, affordable car insurance from Esurance.