get an arizona car insurance quote from Esurance

or call 1-800-378-7262

Or call 1-800-378-7262.

arizona car insurance

Good news, residents of the Grand Canyon State: Your car insurance premium doesn't need to be nearly as extreme as your state's summer temperatures. In fact, Esurance offers refreshingly competitive auto insurance rates, as well as 24/7 claims service designed to give you peace of mind if life ever takes a turn for the worse.

When you get a free Arizona car insurance quote, you'll see how simple and hassle-free we aim to make the insurance process from the get-go with our intuitive Coverage Counselor®, which prioritizes coverage options based on the info you provide.

I've been an Esurance customer for over 10 years now and everything about you guys is convenient and accessible. Even when we moved to another state, the switch over couldn't have been easier.

– Paul, Florida

Esurance was quick, reliable, and easy to communicate with! I'm glad I switched to you guys! You saved me money and I don't plan on going anywhere!

– Maudryanna, North Carolina

The woman who handled my claim was excellent. I made one phone call, sent one email, and three days later I had a check and a resolution to my problem. Keep up the good work.

– Aaron, Virginia

arizona car insurance discounts from Esurance

Whether you live in Phoenix, Flagstaff, or Tucson, see if you qualify for these money-saving discounts when you get a quote:

  • Claim-Free discount
  • Fast 5® discount
  • Homeowners discount
  • Pac-12 discount
  • Multi-Car discount
  • Paid-in-Full discount
  • Switch & Save® discount
  • Good Student discount
  • Multi-Policy discount
  • DriveSense® discount

Some exclusions may apply. If you're a current Esurance policyholder, give us a call at 1-800-ESURANCE (1-800-378-7262) if you have questions about your discounts in Arizona.

car insurance coverages in Arizona

Required coverages

Arizona requires its drivers to maintain the following coverages and minimum limits:

  • $15,000 bodily injury liability coverage per person
  • $30,000 bodily injury liability coverage per incident
  • $10,000 property damage liability coverage per incident

You'll often see these minimum limits written as 15/30/10.

Optional coverages

Here's an idea of some of the additional coverages we offer to provide you with extra protection and the security you need:

  • Comprehensive
  • Collision
  • Towing and labor
  • CarMatch Rental Coverage®
  • Customized parts and equipment
  • Auto loan/lease (or "gap")
  • Medical and funeral services payments
  • Uninsured motorist bodily injury
  • Underinsured motorist bodily injury

Some of these coverages require comprehensive and collision insurance as prerequisites on your auto policy.

Already an Esurance policyholder? Call us at 1-800-ESURANCE (1-800-378-7262) if you have questions about your coverages. Our licensed agents are here to help at these times. Some exclusions may apply.

factors that could affect your auto insurance rate in Arizona

  • Vehicle year, make, and model
  • Past accidents and violations
  • Age and number of years licensed
  • Driving history of other drivers on your policy
  • Location where your car is garaged

insurance stats and facts in Arizona

Uninsured drivers in Arizona

The Insurance Research Council estimated that 10.6 percent of Arizona drivers were uninsured in 2012, which was below the national average of 12.6 percent.

Nonetheless, many states now require uninsured and/or underinsured motorist bodily injury coverage to help prevent insured drivers from paying their own injury costs in the event of an accident with an uninsured or underinsured motorist. These coverages can also help safeguard you if you're ever involved in a hit-and-run incident.

Proof of insurance law

Arizona requires drivers to carry proof of car insurance, like an insurance ID card, in their cars whenever they're driving.

You're allowed under state law to present proof of auto insurance on an electronic device such as a smartphone or tablet in case you get pulled over.

If you're already an Esurance customer, make sure to check out our helpful mobile app. You can save your ID cards to your phone so that they're available offline — we know all those cacti can block cell reception!

Alternative car insurance options

If you're struggling to find coverage because of your driving history or a similar reason, contact the Arizona Department of Insurance at 1-800-544-9208.

car repair shops in Arizona

Esurance customers who choose an Esurance-approved repair facility can take advantage of Repairview, an online feature that lets you see daily photos of car repairs in progress. In addition, you'll get guaranteed repairs for as long as you own your car.

Find a shop in Arizona.

Related links

The Arizona Department of Transportation
This official site can help with your licensing and vehicle registration needs.

Auto insurance in the Valley of the Sun
All Phoenicians stand to benefit from dependable, affordable car insurance from Esurance.

Get a quote to see how surprisingly painless insurance can be

or call 1-800-378-7262

Or speak with a licensed agent at 1-800-378-7262.