Earthquakes are prevalent
Did you know that Alaska is more earthquake-prone than California (or any other state for that matter)? Because of this added risk, you might consider investing in comprehensive coverage.
Check out our safe-driving tips to learn what to do if you're caught driving during an earthquake.
Uninsured drivers in Alaska
The Insurance Research Council estimated that 13 percent of Alaskan drivers were uninsured in 2009. That's on par with the national average of 13.8 percent.
While it's not legally required, uninsured/underinsured motorist coverage offers drivers financial protection in case of an accident with an at-fault, uninsured driver.
Proof of car insurance law
Unless you're in an area where car insurance isn't required — like Arctic Village, for instance — you need to carry proof of insurance when you're behind the wheel. If you're caught driving without proof of insurance, your car could be impounded.
The Last Frontier accepts electronic proof of insurance, such as digital ID cards on your smartphone, tablet, or other device if you ever get pulled over.
Alternative car insurance options
If you can't get car insurance from a private insurer, you can apply for the Alaska Automobile Insurance Plan. If you qualify, the plan will assign you to an insurer doing business in the state. Visit AIPSO for more information.