Esurance is proud to offer car insurance in Alabama. With our hassle-free website and affordable car insurance rates, we're confident that all Yellowhammer State residents will benefit from our top-notch coverage and service.
You can get a personalized Alabama car insurance quote in minutes, where you can take advantage of technology like Esurance's CoverageMyWay®, which helps you tailor auto policy coverage options to fit your life.
Esurance embraces technology to make the insurance process transparent and easy to understand, but we also have reps available to help guide you through the process and answer any questions you may have, empowering you to make smart decisions.
"The customer staff are very caring. They answer questions promptly and have helped in all my inquiries."
— Linda K.
"Beat all other pricing while not making me sacrifice my personalized coverage."
— Douglas F.
Whether you live in Mobile, Montgomery, or anywhere else in the Heart of Dixie, Alabamians could benefit from these money-saving discounts:
Discounts may vary. If you're a current Esurance customer and you have questions about your discounts, call us at 1-800-ESURANCE (1-800-378-7262).
Renters in the Heart of Dixie who add Alabama renters coverage to their Esurance auto policies could stand to save some cash on their car insurance with our Renters Plus discount. What better way to protect both your ride and your belongings on one policy — and save while you're at it?!
Alabama drivers are legally required to carry the following types of liability insurance:
When shopping for car insurance, you may see these liability limits written as 25/50/25.
Esurance customers can add any of the following coverages to their car insurance policies in Alabama. Some, like towing and labor, require you to add comprehensive and collision to your policy first. (But don't worry — we'll walk you through it when you get your quote.)
E-Star shops are Esurance approved and recommended. If you're an Esurance customer and you take your damaged car to an E-star shop, you can track repairs through RepairView®.
Find a RepairView shop near you.
Several factors go into determining the cost of your Alabama auto insurance policy, including:
The Insurance Research Council estimated that about 20 percent of Alabama drivers were uninsured in 2012, well above the national average of 12.6 percent. Adding uninsured motorist coverage to your policy can help pay for damage when the at-fault driver doesn't have insurance.
As an Alabama resident, you'll need to provide proof of your Alabama car insurance anytime a police officer requests to see it. You could be fined $500 to $1,000 if you're convicted of driving uninsured.
Under state law, you can pull up your insurance ID cards on your phone, tablet, or other smart device if you ever need to provide proof of your car insurance.
Luckily, we make it easy for you with our convenient mobile app, which allows you to quickly access your Esurance ID cards and other various policy documents. Plus, you can save your cards to your phone so they're available offline.
In order to legally drive without car insurance in Alabama, you'll need to make a deposit with the state or take out a Motor Vehicle Liability Bond (PDF) of no less than $50,000.
Sharing the road with large trucks
Learn why patience and awareness are so important when you're trailing along next to a semi-truck.
The Esurance Coverage Counselor®
Our innovative tool will help you build a customized Alabama car insurance policy in just a few minutes.