terms that start with ‘q’ or ‘r’
See all-terrain vehicle insurance.
A quote is an insurance premium estimate provided by an insurance agent, licensed insurance sales representative, or online engine. To receive the most accurate quote, provide honest, accurate information regarding your car, driving record, years of driving experience, claims history, insurance history, and annual mileage.
See also: insurance claim report, Motor Vehicle Report
Getting a car insurance quote online
A rate (also known as an insurance premium or premium) is the amount you pay for your insurance policy. Your rate can depend on many factors, including your driving record, the make and model of your car, your ZIP Code, your age and gender, your claims history, and, in certain states, your credit-based insurance score.
See also: Motor Vehicle Report, insurance score, insurance claim report
Auto insurance rates explained
Recreational insurance (also known as specialty insurance) is designed to protect recreational vehicles, including ATVs, boats, snowmobiles, and personal watercraft in the event of an accident.
See also: all-terrain vehicle insurance, boat insurance, snowmobile insurance, personal watercraft insurance
ATV insurance quotes
Boat and PWC insurance quotes
Snowmobile insurance quotes
Recreational vehicle insurance
Recreational vehicle insurance (also known as RV insurance) is designed for Class A, B, and C motorhomes, coaches, camper vans, trailers, pop-ups, and toy haulers. A policy can include coverage for the people and valuables inside the vehicle, and can feature vacation liability coverage, full timer's coverage, emergency expense coverage, and more.
See also: boat insurance, all-terrain vehicle insurance
RV insurance quotes
Travel trailer insurance quotes
Registration (also known as vehicle registration) is a mandatory practice in which vehicle owners officially document their vehicles with a governing agency. Typically, a vehicle must be registered through the state's Department of Motor Vehicles.
A car owner may not legally drive his or her vehicle without proper registration.
See also: inspection
A renewal letter (also known as a policy renewal or renewal slip) is a form that an insurer sends, by mail or electronically, to a policyholder just before the current policy term expires and the next one begins.
A renewal letter also states the premium for the upcoming term.
See also: binder
How do I renew my auto insurance policy?
Renewable term insurance
Renewable term insurance refers to any policy that's eligible for renewal upon the expiration of its current term. If your life insurance policy is renewable, it'll often renew automatically at the end of each term at the same coverage levels so long as the premium has been paid.
Life insurance quotes
Rental car coverage
Rental car coverage is a form of optional car insurance designed to provide coverage for a replacement vehicle while your car is being repaired or is no longer drivable as the result of an accident.
Rental car coverage does not provide extra protection on the rental car itself.
See also: car insurance, international insurance
Myth: you need additional rental car insurance coverage
Renters insurance (also known as renter's insurance or renters' insurance) typically covers you and your belongings against theft, vandalism, liability, and damages caused by hurricanes and fires. If you rent a house, condo, or apartment, renters insurance protects your personal effects, whether they're stored at home, taken with you on vacation, or packed in your car.
See also: home insurance, condominium insurance
Renters insurance quotes
Everything you need to know about renters insurance
Esurance RepairView is an online repair-monitoring service offered to Esurance customers who use an Esurance-approved E-star® facility for their car repairs. Claimants receive daily photos of their car repairs in progress, which they can view or share on any computer, smartphone, or mobile device.
See also: body shop, E-star, smartphone app, adjuster, claim
Replacement cost is the amount of money necessary to replace damaged, destroyed, or stolen property with a new item.
For example, if you carry optional replacement cost coverage on your home or renters insurance policy and a TV you bought several years ago is destroyed by a covered occurrence, your policy will pay you enough to purchase a brand new TV that's comparable.
If you have actual cash value coverage, on the other hand, your policy will pay an amount equal to the depreciated worth of your older model television, regardless of how much it might cost to replace it.
See also: actual cash value, depreciation
Home insurance coverage
See kit car.
See emergency road service.