With sites to explore, people to meet, and captain's chairs to indent, life on the road is calling your name. But you'd hate to start cruising only to find you don't have the RV you need. Spend some time getting acquainted with RV types to ensure your road trip (not just your seat cushion) feels just right.
different types of RVs
Those new to RVing might assume there's just one category: "big." In reality, though, there are many different classes of RVs you can buy.
Type A motorhome
For luxurious RVing straight out of a glossy travel magazine, look no further. The Type A motorhome is the roomiest of all RVs, perfect for accommodating the whole family, and includes deluxe amenities (kitchen, permanent bathroom, etc.). Truly a home away from home.
Due to their size, however, Type As may have trouble accessing remote roads. They may not be the best option for exploring off the beaten path.
Size: 21 to 45 feet
Price: roughly $60,000 to $500,000
Also known as Type B motorhomes, camper vans are the smallest live-in RVs. They're built on an automobile chassis, which makes them very maneuverable. This is helpful if you like to stay in one town for several days and need a vehicle that suits a grocery store parking lot as well as an open campground.
Because they have smaller holding and propane tanks than other models, keep in mind that camper vans aren't the best for long-term stays in the wilderness.
Size: 16 to 24 feet
Price: roughly $40,000 to $130,000
Sometimes called Type C motorhomes, these combine most of the same features as Type As, just in a smaller package. One definite perk, however, is extra sleeping space over the cab.
Depending on your driving experience, you may feel comfortable using mini motorhomes as primary transportation instead of towing a separate car (as you'd likely need to do with Type As).
Size: 20 to 35 feet
Price: roughly $48,000 to $139,000
Think of this as the build-your-own-omelet of the RV world. Start with an empty commercial bus shell, then fill it with the RV amenities, wiring hookups, furniture, and other goodies you want, usually with help from professional converter companies, such as Prevost or Country Coach.
Bus conversions are generally the highest-priced RV types, intended for luxury cruising rather than hardcore camping or recreation.
Size: 35 to 45 feet
Price: roughly $100,000 to $1 million
Sport utility RV
Not official motorhomes, sport utility RVs are nevertheless motorized and sleep up to 8 people. Point being, you can certainly use one as a motorhome if you like.
With built-in storage and a handy access ramp for bikes, ATVs, kayaks, and other outdoor toys, sport utility RVs are great if you like to get in touch with nature wherever you go.
Size: 19-39 feet
Price: roughly $10,000 to $170,000
how to insure your RV types
The types of RVs you own go a long way toward the kind of RV insurance you need. For example:
For larger models stationed in RV parks, you could benefit from vacation liability coverage to help safeguard your finances if injuries occur, and emergency expense protection to help provide alternate transportation and lodging in a bind.
For more rugged, versatile RVs and trailers, things like comprehensive coverage and roadside assistance can give you increased peace of mind even in remote locations.
For those who live in their RV full time, full-timer's coverage has increased liability insurance and other handy features.
grab a free RV insurance quote
There are a lot of choices to make when protecting your RV. Luckily, coverage through Esurance lets you customize a policy that suits your lifestyle.
Start an RV insurance quote today to get the protection you need.
Full-time RVing tips
Whatever your reasons for full-time RV living, pick up some useful pointers.
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