living in an RV: full-time RVing tips

Maybe you're retiring and seeing the country. Maybe you're lowering your living costs. Maybe you're (still) following the Grateful Dead. Whatever your reasons for full-time RV living, we'll help you get — and keep — your rambling dreams a-rolling.

is full-time RV living practical (or even possible)?

If you're first toying with the idea of life on the road, the whole concept can seem far-fetched.

What about my job? What about my family? What about my Us Weekly subscription?

True, there are some big issues to address. But if full-time RV living is your dream, you don't have to put it off. In fact, it's more practical than you think:

  • Over 1 million U.S. residents live in an RV full time
  • Full-time RV living saves roughly $2,500 annually over renting or owning a home
  • The average age of RV owners is around 48

Clearly, living in an RV is an attainable, even advantageous goal — and not just for retirees. With the right preparation, almost anyone can be a nomad in no time!

tips to live in your RV: before you go

Before shifting your full-time RV plans out of "park," there are several arrangements you can make to smooth over the transition.

Organize your mail

Schedule as many of your bills for online payment as you can. And since you'll no longer have a permanent address, consider a mail-forwarding system. This could involve asking a friend or relative to act as a go-between or using a professional service.

Talk with your employer

If you're not retired, RV life can still be in reach. With advancements in technology, not everyone needs an office. Explain your plans to your employer and discuss working remotely. You might be surprised at how accommodating they can be — granted, of course, you show how serious you are about remaining a great employee. (If you do work on the go, don't forget to set up direct deposit for paychecks.)

Choose the right rig

There are many types of RVs out there, including campers, mobile homes, bus conversions, and more. A large RV might be comfortable but not very adaptable. A smaller model can go more places but might not fit your family. A used vehicle could save you money now, but a new one might save you money down the road.

There's a lot to consider. Make sure to do your research and choose a vehicle that works for you.

Purge your possessions

Full-time RV living lets you jettison your glut of possessions, such as furniture, cookware, and electronics (ah, feeling less hoarder-y already). You can put them in storage if you plan on returning, or sell or donate them if you're going for good.

There are 2 possessions that loom larger than the others: your house and car. Selling your house can provide funds as you start your new adventure and even help pay for a new RV. Of course, this would leave you with no residence if you wanted to return.

As for your car, we'd suggest towing it along. Many scenic roads and trails won't accommodate your RV. What's more, quick trips in the RV (to the grocery or doctor) are a chore due to its poor maneuverability and fuel efficiency. It's much more appealing to park your RV at a campground and simply use your car to get around until it's time to move on.

tips to live in your RV: on the road

Once you've begun RVing full time, there are several ways to maximize the experience.

Plot your parks

Where you drive depends largely on where you can stay. Luckily, sites like Good Sam Club and U.S. Campgrounds can help you find legal camping areas all around the country.

Make some extra money

Retired or not, some extra moolah never hurts. RV parks frequently have jobs available doing maintenance, taking reservations, and more. is a good place to find all sorts of opportunities.

Don't stop too long

Staying in RV parks for short(ish) spurts can save money on utilities. Many parks, for instance, won't charge you for electricity if you stay less than a month.

Maintain a savings account

If you have unexpected health concerns or major damage to your RV, for example, it helps to have some backup funds ready.

Savor the journey

Resist the urge to see everything as quickly as you can. The full-time RV life is meant to be savored.

Spend a few extra days at a campground and befriend the other RV-ers. Take an afternoon to see that quirky museum or local gem. Seek out the back roads and soak up the scenery.

You left traditional life for a reason, right? Less hustle and bustle, more hakuna-matata.

full-time RV insurance

Perhaps the chief ingredient to successful RV living is the perfect insurance coverage. After all, when the roof over your head is always moving, you need a policy that can keep up.

Luckily, full-time RV insurance (required if you live in your RV) through Esurance gives you peace of mind with protection designed just for wandering hearts. Coverage for your storage-shed contents, high-limit liability protection, and medical payments for injured visitors are some of the key features that make full-time RV insurance so helpful.

Start your free quote today to secure your full-time RV insurance.

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