your car insurance in canada

Heading to the Great White North? Find out how your U.S. car insurance travels with you across the border into Canada.

am i covered by my U.S. policy in canada?

Generally, yes. As long as you're visiting and not staying permanently, your U.S. auto coverage will travel with you through Canada.

Contact your insurer before your trip to confirm that your coverage goes with you. Your insurer may send you a temporary Canadian insurance card to keep in your glove box.

If you're an Esurance customer planning to cross into Canada, give us a call at 1-800-ESURANCE (1-800-378-7262) to request a Canadian insurance ID card.

Insuring a rental car in Canada

If you tour Canada in a rental car, you'll still have insurance coverage through your U.S. policy. We recommend speaking with one of our licensed agents to help ensure you're covered for whatever the open road throws your way.

What if I'm moving to Canada?

If you're setting up permanent residence in Canada, unfortunately your U.S. policy can't come with you. You'll have to swap it for shiny, new Canadian car insurance. So before making the big move north, be sure to shop around for a Canadian insurer.

documents to pack before you drive to canada

Your U.S. drivers license is valid in Canada, so that's a must. You'll also want to bring your passport to get back into the states.

If you're traveling with your children, bring their passports and some proof of ID (like a birth certificate). It's important to note, too, that if you're travelling alone with your child, you'll need either a letter of authorization from your spouse or proof of custody forms (if you're divorced).

Canadian insurance card

Like an intracontinental hall pass, a Canadian insurance card assures local authorities that you're an insured tourist with adequate coverage. If your insurer is a participant in the Canada/U.S.A. agreement, they can issue one of these for travel to Canada. Carry it with you, along with your usual proof of insurance, whenever you're driving.

Esurance policyholders in the U.S. will be happy to know that they can get a Canadian insurance Card within 10 to 14 business days. Just give us a quick call at 1-800-ESURANCE (1-800-378-7262) and we'll get you squared away lickety-split.

if you’re in an accident in canada

Even though our northerly neighbors are skilled, courteous drivers (probably), accidents happen. If you're an Esurance customer and have a mishap in Canada, you can handle it in much the same way as you would back home.

First, call the police. Be honest about what happened, and get a copy of the police report. After the police, call us at 1-800-ESURANCE (1-800-378-7262) — yep, even in Canada. We'll walk you through the rest, from filing a claim to finding a repair shop. It's that easy, eh.

Prepping your car for winter
Winterize your ride (and your driving habits) if you live in a cold weather area here in the states.

Crossing the Canadian border
The Canada Border Services Agency has tips on what you'll be asked to show and do when headed to Canuck country.

Visiting Mexico? Get your auto insurance quote today.

More about international insurance

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