Heading to the Great White North? Find out how your U.S. car insurance travels with you across the border into Canada.
am i covered by my U.S. policy in canada?
Generally, yes. As long as you're visiting and not staying permanently, your U.S. auto coverage will travel with you through
Contact your insurer before your trip to confirm that your coverage goes with you. Your insurer may send you a temporary
Canadian insurance card to keep in your glove box.
If you're an Esurance customer planning to cross into Canada, give us a call at
1-800-ESURANCE (1-800-378-7262) to request a Canadian insurance ID card.
Insuring a rental car in Canada
If you tour Canada in a rental car, you'll still have insurance coverage through your U.S. policy. We recommend speaking
with one of our licensed agents to help ensure you're covered for whatever the open road throws your way.
What if I'm moving to Canada?
If you're setting up permanent residence in Canada, unfortunately your U.S. policy can't come with you. You'll have to swap it for shiny, new Canadian car insurance. So before making the big move north, be sure to shop around for a Canadian insurer.
documents to pack before you drive to canada
Your U.S. drivers license is valid in Canada, so that's a must. You'll also want to bring your passport to get back into
If you're traveling with your children, bring their passports and some proof of ID (like a birth certificate). It's important
to note, too, that if you're travelling alone with your child, you'll need either a letter of authorization from your spouse
or proof of custody forms (if you're divorced).
Canadian insurance card
Like an intracontinental hall pass, a Canadian insurance card assures local authorities that you're an insured tourist with
adequate coverage. If your insurer is a participant in the Canada/U.S.A. agreement, they can issue one of these for travel
to Canada. Carry it with you, along with your usual proof of insurance, whenever you're driving.
Esurance policyholders in the U.S. will be happy to know that they can get a Canadian insurance Card within 10 to 14 business
days. Just give us a quick call at
1-800-ESURANCE (1-800-378-7262) and we'll get you squared away lickety-split.
if you’re in an accident in canada
Even though our northerly neighbors are skilled, courteous drivers (probably), accidents happen. If you're an Esurance customer
and have a mishap in Canada, you can handle it in much the same way as you would back home.
First, call the police. Be honest about what happened, and get a copy of the police report. After the police, call us at
1-800-ESURANCE (1-800-378-7262) — yep, even in Canada. We'll walk you through the rest, from filing a claim to
finding a repair shop. It's that easy, eh.
Prepping your car for winter
Winterize your ride (and your driving habits) if you live in a cold weather area
here in the states.
Crossing the Canadian border
The Canada Border Services Agency has tips on what you'll be asked to show and do
when headed to Canuck country.
More about international insurance
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