FAQs on moving violations and car insurance rates

Safe drivers save on car insurance — start a free quote from Esurance today.

Or call 1-800-378-7262.

Find out how different moving violations can affect your driving record and your car insurance rates. While the specifics of penalties and fines vary by state and offense, the answers to these questions can give you a better understanding of violations and your all-important driving record.

the basics

What are moving violations?

What are non-moving violations?

car insurance

How long will a moving violation affect my car insurance premium?

Do parking violations increase car insurance rates?

Do traffic tickets in other states affect my rate?

When I get an Esurance quote, why am I asked if I've committed any violations in the past 3 years?

Do I have to disclose moving violations up front?

common types of moving violations

What are correctible violations?

What is a minor moving violation?

What is a major moving violation?

What are misdemeanor and felony moving violations?

driving record

What is a Motor Vehicle Report?

Do all moving violations show up on a driving record?

How do moving violations appear on my driving record?

How many points will a moving violation cost me?

How long does a minor or major traffic violation stay on my driving record?

How can I get a moving violation removed from my driving record?

How can I access my Motor Vehicle Report?

Didn't find what you were looking for?

Email your question or post it to our Facebook Wall. We'll answer it as soon as we can.

Speeding tickets and car insurance premiums
Learn how speeding tickets affect car insurance rates and some ways to clear your driving record.

Serious moving violations (part 1)
Get an in-depth look at the ways states determine penalties for some of the most serious driving infractions, such as DUIs.

Determining car insurance rates
Learn what your car insurer considers when setting your policy premium.

Get your free quote online

or call 1-800-378-7262