FAQs on moving violations and car insurance rates

Find out how different moving violations can affect your driving record and your car insurance rates. While the specifics of penalties and fines vary by state and offense, the answers to these questions can give you a better understanding of violations and your all-important driving record.

the basics

What are moving violations?

What are non-moving violations?

car insurance

How long will a moving violation affect my car insurance premium?

Do parking violations increase car insurance rates?

Do traffic tickets in other states affect my rate?

When I get an Esurance quote, why am I asked if I've committed any violations in the past 3 years?

Do I have to disclose moving violations up front?

common types of moving violations

What are correctible violations?

What is a minor moving violation?

What is a major moving violation?

What are misdemeanor and felony moving violations?

driving record

What is a Motor Vehicle Report?

Do all moving violations show up on a driving record?

How do moving violations appear on my driving record?

How many points will a moving violation cost me?

How long does a minor or major traffic violation stay on my driving record?

How can I get a moving violation removed from my driving record?

How can I access my Motor Vehicle Report?

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Serious moving violations (part 1)
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Learn what your car insurer considers when setting your policy premium.

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