Even if you absolutely love the rain, there's no getting around it: with all those puddles and slick roads, driving gets much more difficult in wetter seasons. Of the 6.3 million car accidents that happen on average each year (hello, reason #1 to get car insurance), 1.5 million are weather-related. In other words, adverse weather conditions like rain, fog, and snow contribute to 24 percent of all crashes. And 75 percent of those weather-related crashes happen on wet roads. Here are 5 tips to help you avoid the rainy-day car-accident blues.