How policy renewals work
The majority of customers have the option to renew their Esurance policies every 6 months.
About 45 to 65 days before your policy term is up, we'll send your renewal offer by email. The offer will detail your premium, payment plan, discounts, and coverage levels. Once you receive the renewal offer, we'll ask you to
log into your policy to verify that your info is current and correct, and you're good to go for another term. Easy as that.
Renewal payment
To make sure that everything is processed on time, we'll withdraw payment using your current payment method (credit card, checking, savings, or debit) before the new term begins. Of course, we'll always let you know before we do.
If you want to switch your payment method, no problem. Just
log into your policy to make the change or give us a call at
1-800-ESURANCE (1-800-378-7262). The updates will go into effect with your next payment.
Where to find your renewal info
Once your renewal offer is ready, it'll be delivered to your inbox, but you can also find it with all your other policy documents. Just log into your policy, click on the "ID cards, policy docs" tab, and voilà.
If you don't want to renew
If you don't want to renew your policy with us, we'll be sorry to see you go. To opt out of your renewal, please call us at
1-800-ESURANCE (1-800-378-7262), and let us know that you want your Esurance policy to end when its current term expires.
If you choose to cancel your policy before the end of your current policy term, you'll likely be subject to a cancellation fee. Keep in mind, though, that you should have other coverage in place before canceling or non-renewing your policy to avoid a lapse in coverage (and a potential rate increase down the road).