Cell phone insurance
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Cellular phone insurance from Esurance

You can rely on Esurance

Esurance partners with eSecuritel to provide access to easy, affordable cell phone insurance. With an A+ rating from the Better Business Bureau and more than one million customers, eSecuritel can take the worry out of owning a phone for a low monthly fee.

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What's covered

Cell phone insurance from eSecuritel is available for most phones, regardless of when they were purchased.* That's a bonus because most programs offer insurance only at the time of purchase.

A policy provides coverage for lost, stolen, or damaged phones, including those damaged by water. In addition, the policy provides coverage for mechanical and electrical failure after the manufacturer's warranty has expired.**

If you ever have to file a claim, once it's approved, you can expect your replacement phone in about 2 days. There's an option to expedite shipping, too, in case you can't wait that long.

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Cell phone insurance 101

Cell phones do it all these days. You can check email, text, shoot video, play games, and even call someone. As our phones get more sophisticated, they get more expensive to replace. Unfortunately, they're easy to break. Did you know a phone can drown in a single inch of water?

Smartphones in particular can be extremely expensive to replace, with full retail prices easily exceeding $400. When your phone breaks and the original warranty is no longer valid, many wireless carriers charge the full retail cost for replacement. And they break more often than you might think. According to eSecuritel's study of more than one million subscribers over 10 years, 25 percent of cell phones are lost, stolen, or damaged every year.

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**Please note that this page provides a summary of common policy features. It is not an insurance contract. To learn what coverages are provided under your insurance policy, as well as any terms, conditions, limitations and restrictions applicable thereto, please refer to your insurance policy documents.

eSecuritel cell phone insurance is administered by eSecuritel Holdings, LLC, and provided by a third-party insurer. The above BBB rating is accurate as of June 9, 2011, and may be changed, superseded or withdrawn by the rating agency at any time. Esurance does not provide customer service, underwrite, or pay claims for this product.

*A waiting period may apply prior to a new policy going into effect. Please refer to your policy documents for details.