Renters coverage


Add renters coverage to your esurance policy for $10 a month on average

Protect your valuables and your car on one policy and qualify for our Renters Plus® discount.*

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Renters insurance from Esurance

Count on Esurance for your renters coverage

You can depend on Esurance to cover your belongings, whether they're on your desk, under your couch, or in your car's glove box. Our reliable renters coverage is available in Arkansas, Illinois, Indiana, Iowa, Kansas, Missouri, Nebraska, New Jersey, Ohio, Oklahoma, Oregon, South Dakota, Tennessee, Utah, West Virginia, and Wisconsin.

And since you add renters coverage to your Esurance car insurance, you'll only have one policy to manage and one payment to make.


What's covered

Your landlord should have insurance that protects the building itself, but that policy won't include anything you bring in with you. That's where renters coverage steps in to save the day in case your rental's hit by fire or robbery, for example.

Renters coverage typically covers you and your personal property when you're renting a house or an apartment. A policy can cover your clothes, sports equipment, laptop, TV, and more whether or not they're inside the home.

Specifically, Esurance renters coverage includes:

  • Loss-of-use coverage, which helps pay additional living expenses if you need to live somewhere else due to a covered incident
  • Personal liability coverage (in case a guest is injured in your rental)
  • Coverage for certain accident-related medical expenses
  • Replacement cost coverage (for your personal things)
  • Off-premises coverage for your property


Renters coverage contact info

There's no need to wait until the end of your current Esurance policy term. You can add our reliable renters coverage to your policy anytime. Just call us 24/7 at 1-866-959-8217, and we'll help you add it to your policy in minutes.


*Average monthly cost and annual premium figures based on Esurance renters coverage purchased between 8/25/2012 and 7/31/2013. Your premium will depend on the details of your selected coverage and your specific property. Coverages subject to availability and qualifications. Terms, conditions, limits, and exclusions will apply. Discount of 30 percent of renters premium deducted from auto premium automatically. Esurance renters coverage is not available in all states. In those states, Esurance Insurance Services, Inc. (California License #0G87829), offers, among other insurance products and services, the renters policies underwritten by member companies of the Homesite Insurance Group and Security First Insurance Company.