Your landlord's insurance should protect the building itself, but that policy won't cover anything you bring in with you. That's where renters coverage comes in, offering protection for all of your stuff.
Renters coverage typically covers you and your personal property when you're renting a house or an apartment. A policy can cover your clothes, sports equipment, electronics like your TV, computer, or tablet, and more. And it'll cover them whether or not they're inside your home.
Specifically, Esurance renters will cover:**
- Additional living expenses if you need to live somewhere else due to a covered incident
- Medical expenses (in case a guest is injured in your rental)
- The cost of replacing your personal belongings