Collision
Collision coverage can't be purchased without comprehensive coverage.

This coverage provides protection for:

• Repair or replacement cost of the vehicle that has collided with other cars/objects or has rolled over
• Vehicles covered by the auto insurance policy

Comprehensive
Comprehensive coverage must be included on policies that carry collision coverage, and it can't be purchased without bodily injury coverage.

This coverage provides protection for:

• Damage not resulting from a collision (e.g., damage from falling objects, fire, certain natural disasters, and vandalism)
• Theft
• Glass damage
• Damage from hitting an animal
• Vehicles covered by the policy

Who might benefit from buying comprehensive coverage?
If your car is financed or leased, the finance company will probably require that you carry this coverage. If you have a newer vehicle or one in excellent condition, you may need this coverage to replace or repair the vehicle in case of loss. If you have an older car or one in poor condition, you may not want to pay for this auto insurance coverage.

Rental Car Limits
Rental car coverage can't be purchased without collision and comprehensive coverage.

What's covered?
This coverage pays for the cost of a rental car if you can't drive the insured vehicle due to theft or damage from an accident.

How much protection does this coverage provide?
The dual coverage limits you see in your auto insurance quote refer to the maximum amount that will be paid per day, per accident, respectively.

Emergency Road Service
This coverage, sometimes called Towing coverage, pays for the cost of towing your car if it becomes disabled. Emergency Road Service coverage cannot be purchased without collision coverage.

How much protection does this coverage provide?
The coverage limits you see in your auto insurance quote refer to the maximum amount that will be paid per incident.