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Home > Learning Center > Insights > Accidents & Claims > Fight Fraud
Esurance Fights Fraud—You Can Too!

Nobody's safe from auto insurance fraud. Whether through increased taxes, merchandise costs, or auto insurance rates, we're all affected by this white-collar crime. In fact, insurance fraud costs Americans about $80 billion a year— that's $950 per family!


At Esurance, we're committed to fighting auto insurance fraud so you don't become the target of someone else's "get-rich-quick" scheme. Our Special Investigations Unit aggressively investigates and pursues suspicious activity; we refer cases to law enforcement agencies, which has resulted in arrests, prosecutions, and restitution.


Common Forms of Fraud
Buying a policy after a loss has occurred & making a claim
Falsely reporting a vehicle as stolen
Claiming more damage than actually occurred
Intentionally causing or staging auto damage or accidents
Submitting phony injury claims or inflated medical bills
Misrepresenting application information


Report Fraud
If you suspect someone has filed a fraudulent claim with Esurance, or you believe you've been victimized by fraud, don't hesitate to contact us. Fraud in any form is illegal, so be sure to report suspicious behavior immediately.

  • Email: fraud@esurance.com
  • Call: 1-800-343-7262 ext. 3446
  • Fax: 1-800-420-5645 (Attention: Fraud Department)
  • Mail: P.O. Box 2890, Rocklin, CA 95677 (Attention: Fraud Department)
  • Protect Yourself
    Protect yourself from phony claims by being aware and prepared. If you're involved in an accident always make sure to write down all the details you can remember and get contact information from any witnesses. To find out more about how to avoid becoming a victim of fraud, check out the Esurance Insight, Hit and Claim: Avoid Becoming an Auto Insurance Fraud Statistic.

    At Esurance, we're serious about protecting our policyholders against fraud. Esurance prides itself on bringing you low cost, high quality auto insurance. Therefore, we do everything we can to prevent those few dishonest individuals from increasing auto insurance rates for everyone.

    For more information on insurance claims and fraud, take a look at: Where the Accidents & Auto Insurance Claims Are… .


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